Computer-based method and system for aiding transactions
First Claim
1. A system for providing a warranty relating to a transaction between two parties, each party having a data communications device, said system comprising an infrastructure composed of a plurality of locations each associated with a respective institution which provides services to clients, each location having a computer system, a database coupled to the computer system and storing information about each client of the institution and a data communications device coupled to the computer system for communication with the data communications device of any one party, each party being a client of at least one of the institutions, wherein each said location comprises means for exchanging stored information with every other location, means for creating a warranty relating to either party to the transaction in response to a request received from at least one of the parties which is a client of the respective institution and based on information about the two parties contained in at least one of the databases and information about the nature of the transaction received from the one of the parties, and means for receiving information from the institution of the other party indicating whether that institution would support or not support the warranty.
1 Assignment
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Accused Products
Abstract
A method for facilitating provision of a warranty relating to a transaction between two parties in a system which includes an infrastructure composed of a plurality of locations each associated with a respective institution which provides services to clients, the method containing the steps of transmitting a request for a warranty from one party to the transaction which is a client of the respective institution to a respective location associated with the respective institution, which request includes information identifying the other party to the transaction and information about the nature of the transaction conducting an exchange of information between the respective location and a location associated with a institution of which the other party is a client and transmitting a response to the request from the respective location to the one party.
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Citations
20 Claims
- 1. A system for providing a warranty relating to a transaction between two parties, each party having a data communications device, said system comprising an infrastructure composed of a plurality of locations each associated with a respective institution which provides services to clients, each location having a computer system, a database coupled to the computer system and storing information about each client of the institution and a data communications device coupled to the computer system for communication with the data communications device of any one party, each party being a client of at least one of the institutions, wherein each said location comprises means for exchanging stored information with every other location, means for creating a warranty relating to either party to the transaction in response to a request received from at least one of the parties which is a client of the respective institution and based on information about the two parties contained in at least one of the databases and information about the nature of the transaction received from the one of the parties, and means for receiving information from the institution of the other party indicating whether that institution would support or not support the warranty.
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2. A method for facilitating provision of a warranty relating to a transaction between two parties, each party having a data communications device, in a system comprising an infrastructure composed of a plurality of locations each associated with a respective institution which provides services to clients, each location having a computer system, a database coupled to the computer system and storing information about each client of the institution and a data communications device coupled to the computer system for communication with the data communications device of any one party, each party being a client of at least one of the institutions, said method comprising:
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receiving a request for a warranty from one party to the transaction which is a client of the respective institution to a respective location associated with the respective institution, which request includes information identifying the other party to the transaction and information about the nature of the transaction; receiving information to the respective location from a location associated with an institution of which the other party is a client, the information indicating whether the institution of which the other party is a client would support or not support the warranty; and transmitting a response to the request from the respective location to the one party. - View Dependent Claims (9, 10, 11, 12, 13, 14, 15)
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3. A method for aiding a plurality of different transactions carried out electronically between a plurality of parties wherein two of the plurality of parties are associated with a specific transaction, the two parties being party A and party B, respectively, said method comprising:
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receiving, from party B to an institution of a plurality of institutions in an infrastructure wherein communications systems interconnect the institutions, an electronic request for a warranty that requirements that must be met by party A or party B to carry out the specific transaction are or will be met; sending first electronic information from the institution to another institution, the first electronic information including identification information regarding party A and information about the nature or content of the specific transaction; receiving second electronic information to the institution from the other institution, the second electronic information including information about the nature or content of the specific transaction; and providing, from the institution to party B, a response regarding the status of the requested warranty. - View Dependent Claims (16, 17, 18, 19, 20)
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Specification