Intelligent method of order completion in an e-commerce environment based on availability of stored billing information
First Claim
1. An intelligent method of order completion comprising the steps of:
- receiving an order originated by a user;
determining authentication status of said user;
checking for the availability of a digital wallet for said user;
without said user'"'"'s intervention, automatically obtaining billing information from an alternative source when a digital wallet for said user is unavailable, wherein said alternative source comprises any of;
a subscriber record; and
a record of previous purchase;
creating a digital wallet using said billing information from said alternate source;
completing said order without said user'"'"'s intervention;
wherein said step of completing said order comprises the steps of;
populating fields of a digital order from with billing information without said user'"'"'s action or awareness;
executing said order; and
when a digital wallet is available, completing said order based on billing information from said digital wallet without user intervention.
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Accused Products
Abstract
An intelligent method of e-commerce order completion automatically completes an order using either stored billing information, or information supplied at purchase if none is stored. User sends an order to a merchant. On receipt, user'"'"'s authentication level is checked. If user is authenticated and billing information has been stored, it is retrieved and order completed without further user action. When none has been stored, flow redirects to a digital form for entering billing information, whereupon order is completed. In this case, after order completion, the user may save billing information to create a new digital wallet. To create the wallet, if the user isn'"'"'t authenticated, or is insufficiently authenticated, they are first prompted to authenticate. Upon wallet creation, the user is fully authenticated and can complete purchases quickly without providing billing information with every purchase.
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Citations
6 Claims
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1. An intelligent method of order completion comprising the steps of:
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receiving an order originated by a user; determining authentication status of said user; checking for the availability of a digital wallet for said user; without said user'"'"'s intervention, automatically obtaining billing information from an alternative source when a digital wallet for said user is unavailable, wherein said alternative source comprises any of; a subscriber record; and a record of previous purchase; creating a digital wallet using said billing information from said alternate source; completing said order without said user'"'"'s intervention; wherein said step of completing said order comprises the steps of; populating fields of a digital order from with billing information without said user'"'"'s action or awareness; executing said order; and when a digital wallet is available, completing said order based on billing information from said digital wallet without user intervention. - View Dependent Claims (2, 3, 4, 5)
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6. A computer program product comprising computer readable ode embodied on a tangible medium, said computer readable code comprising code means for performing an intelligent method of order completion comprising the steps of:
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receiving an order originated by a user; determining authentication status of said user; checking for the availability of a digital wallet for said user; without said user'"'"'s intervention, automatically obtaining billing information from an alternative source when a digital wallet for said user is unavailable, wherein said alternative source comprises any of; a subscriber record; and a record of previous purchase; creating a digital wallet using said billing information from said alternate source; completing said order without said user'"'"'s intervention; wherein said step of completing said order comprises the steps of; populating fields of a digital order from with billing information without said user'"'"'s action or awareness; executing said order; and when a digital wallet is available, completing said order based on billing information from said digital wallet without user intervention.
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Specification