Transaction processing using intermediate server architecture
First Claim
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1. A method of transaction processing, comprising:
- operating a wireless transaction terminal in a first mode, wherein during a transaction, communication of any transaction information with a first server is delayed;
alternately operating the transaction terminal in a second mode, wherein communication of the transaction information with the first server is not delayed;
accessing a wireless communications network and sending first transaction information for a transaction from the transaction terminal across the communications network;
receiving and processing the first transaction information at the first server;
storing at least a portion of the first transaction information; and
the first server sending second transaction information based on the first transaction information to a transaction processor.
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Abstract
A system and method of transaction processing is provided and includes a transaction terminal accessing a communications network. The transaction terminal sends first transaction information for a transaction across the communications network to a server. The first transaction information, which may include an account number and a transaction amount, is received and processed at the server communicating with the communications network. At least a portion of the first transaction information is stored and made accessible via the Internet. The server sends second transaction information based on the first transaction information to a transaction processor.
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Citations
18 Claims
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1. A method of transaction processing, comprising:
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operating a wireless transaction terminal in a first mode, wherein during a transaction, communication of any transaction information with a first server is delayed; alternately operating the transaction terminal in a second mode, wherein communication of the transaction information with the first server is not delayed; accessing a wireless communications network and sending first transaction information for a transaction from the transaction terminal across the communications network; receiving and processing the first transaction information at the first server; storing at least a portion of the first transaction information; and the first server sending second transaction information based on the first transaction information to a transaction processor. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A transaction processing network, comprising:
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a server; a plurality of wireless transaction terminals, each operable in at least one of a first mode and a second mode, wherein in the first mode of operation, during a transaction, communication of any transaction information with the server is delayed and wherein during the second mode communication of the transaction information with the server is not delayed; a first network segment linking one or more of the wireless transaction terminals to the server, wherein all or a portion of transaction information received from each transaction conducted on each of one or more transaction terminals is stored and made accessible via the Internet; and a second network segment linking the server to one or more further destinations, wherein at least one of the further destinations comprise a transaction processor for obtaining transaction approvals. - View Dependent Claims (12, 13, 14, 15, 16, 17)
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18. A system for tracking transactions comprising:
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a first server for receiving and processing first transaction information for a transaction received from a transaction terminal; a wireless transaction terminal operable in at least one of a first mode and a second mode, wherein in the first mode of operation, during a transaction, communication of any first transaction information with the first server is delayed and wherein during the second mode communication of the first transaction information with the first server is not delayed; a database for storing at least a portion of the first transaction information, wherein the stored transaction information is accessible via the Internet; and a second server for obtaining transaction approval information for the transaction, the second server wherein the second server receives second transaction information from the first server, the second transaction information being based on the first transaction information, the first server receives the transaction approval information from the second server and forwards all or a portion of the transaction approval information to the transaction terminal.
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Specification