Systems and methods for asset valuation
First Claim
Patent Images
1. A method for providing a value of a good to a requester using a local computer coupled to a database and in communication with a remote computer, the remote computer controlled by an analyst, said method comprising the steps of:
- storing in the database data relating to a plurality of goods including a description of each good, wherein each good includes a non-stationary asset including at least one of equipment, a product, a truck, an automobile and a vehicle;
assigning a policy value to at least one good stored in the database;
entering data into the local computer including a request for a value of a good and data relating to the good, the local computer configured as a calculator for calculating a value of the good;
using the local computer to determine whether the value of the good can be calculated based on the entered data including determining whether the good has a policy value assigned thereto;
designating the request for the value of the good as an exception request if the local computer is unable to value the good based on the data stored within the database and the entered data, a request for the value of a good is designated as an exception request if the local computer determines that the corresponding good does not have a policy value assigned to the good and that input from the analyst is required for valuing the good;
displaying a web page indicating that the request has been designated by the local computer as an exception request and prompting the requester to provide additional information relating to the good;
prompting the requester to transmit the entered data and the additional information to the remote computer controlled by the analyst;
researching by the analyst the value of the good including analyzing data external to the database based on the entered data and the additional information;
calculating the value of the good based on the research performed by the analyst;
analyzing trends among a plurality of similar exception requests including the calculated values of the goods associated with the similar exception requests, the exception request analysis performed by the local computer;
prompting the analyst to enter using the remote computer at least one new policy value and corresponding data for a good based on the exception request analysis, the prompting is performed by transmitting a message from the local computer to the remote computer after performing an exception request analysis; and
displaying the value of the good on the local computer for the requester.
3 Assignments
0 Petitions
Accused Products
Abstract
Methods and systems for providing a value of a good to a requester are described. In one embodiment, the method comprises uploading data relating to a request for a value of a good to a computer configured as a calculator for calculating the value of the good. The value then is calculated and displayed to a user.
-
Citations
65 Claims
-
1. A method for providing a value of a good to a requester using a local computer coupled to a database and in communication with a remote computer, the remote computer controlled by an analyst, said method comprising the steps of:
-
storing in the database data relating to a plurality of goods including a description of each good, wherein each good includes a non-stationary asset including at least one of equipment, a product, a truck, an automobile and a vehicle; assigning a policy value to at least one good stored in the database; entering data into the local computer including a request for a value of a good and data relating to the good, the local computer configured as a calculator for calculating a value of the good; using the local computer to determine whether the value of the good can be calculated based on the entered data including determining whether the good has a policy value assigned thereto; designating the request for the value of the good as an exception request if the local computer is unable to value the good based on the data stored within the database and the entered data, a request for the value of a good is designated as an exception request if the local computer determines that the corresponding good does not have a policy value assigned to the good and that input from the analyst is required for valuing the good; displaying a web page indicating that the request has been designated by the local computer as an exception request and prompting the requester to provide additional information relating to the good; prompting the requester to transmit the entered data and the additional information to the remote computer controlled by the analyst; researching by the analyst the value of the good including analyzing data external to the database based on the entered data and the additional information; calculating the value of the good based on the research performed by the analyst; analyzing trends among a plurality of similar exception requests including the calculated values of the goods associated with the similar exception requests, the exception request analysis performed by the local computer; prompting the analyst to enter using the remote computer at least one new policy value and corresponding data for a good based on the exception request analysis, the prompting is performed by transmitting a message from the local computer to the remote computer after performing an exception request analysis; and displaying the value of the good on the local computer for the requester. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32)
-
-
33. A system for providing a value of a good to a requester, said system comprising:
-
a first computer associated with a requester; a second computer associated with an analyst; a database for storing data relating to a plurality of goods including a description of each good and whether a policy value has been assigned to the good, wherein each good includes a non-stationary asset including at least one of equipment, a product, a truck, an automobile and a vehicle; a server coupled to said database and configured to read input data including a request for a value of the good and data relating to the good, said server further configured to; determine whether the value of the good can be calculated based on the inputted data including determining whether the good has a policy value assigned thereto, designate the request for the value of the good as an exception request if the server is unable to value the good based on the data stored within the database and the inputted data, a request for the value of a good is designated as an exception request if the server determines that the good does not have a policy value assigned thereto and that input from the analyst is required for valuing the good, transmit data to be displayed as a first web page on said first computer indicating that the request has been designated as an exception request and prompting the requester to provide additional information relating to the good, prompting the requester to transmit the inputted data and the additional information from the first computer, automatically transmitting data to be displayed as a second web page on said second computer notifying the analyst that the request has been designated as an exception request and prompting the analyst to research the value of the good using the inputted data, the additional information and data external to the database, calculate the value of the good based on the research performed by the analyst, analyze trends among a plurality of similar exception requests including the calculated values of the goods associated with the similar exception requests, prompting the analyst to enter at least one new policy value and corresponding data for a good based on the exception request analysis, the new policy value is transmitted from the second computer; a network connecting said server to said first computer and said second computer; and a user interface in communication with the first computer for allowing the requester to input data relating to a request for the value of the good and data relating to the good and for receiving the value of the good output. - View Dependent Claims (34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63)
-
-
64. A method for providing a value of a good to a requester using a local computer coupled to a database and in communication with a remote computer, the remote computer controlled by an analyst, the method comprising the steps of:
-
storing in the database data relating to a plurality of goods including a description of each good including at least one of a type, a manufacturer, a model, a quantity, and options, wherein each good includes a non-stationary asset including at least one of equipment, a product, a truck, an automobile and a vehicle; assigning a policy value to at least one good stored in the database; entering data into the local computer including a request for a value of a good and data relating to the good, the local computer configured as a calculator; using the local computer to determine whether the value of the good can be calculated based on the entered data including determining whether the good has a policy value assigned thereto; calculating the value of the good if the value can be calculated based on the entered data; designating the request for the value of the good as an exception request if the local computer is unable to value the good based on the data stored within the database and the entered data, a request for the value of a good is designated as an exception request if the local computer determines that the good does not have a policy value assigned thereto and that input from the analyst is required for valuing the good; displaying a web page on the local computer indicating that the request has been designated as an exception request and prompting the requester to provide additional information relating to the good; prompting the requester to transmit from the local computer the entered data and the additional information to the remote computer controlled by the analyst; researching by the analyst the value of the good including analyzing data external to the database based on the entered data and the additional information; calculating the value of the good based on the research performed by the analyst; analyzing trends among a plurality of similar exception requests including the calculated values of the goods associated with the similar exception requests, the exception request analysis performed by the local computer; and prompting the analyst to enter using the remote computer at least one new policy value and corresponding data for a good based on the exception request analysis, the prompting is performed by transmitting a message from the local computer to the remote computer after performing an exception request analysis.
-
-
65. A method for providing a value of a good to a requester using a local computer coupled to a database and in communication with a remote computer, the remote computer controlled by an analyst, said method comprising the steps of:
-
uploading to the local computer data relating to a request for a value of a good and data relating to the good, the local computer configured as a calculator for calculating a value of the good, data relating to a good including at least one of a type, a manufacturer, a model, a quantity, and options, wherein each good includes a non-stationary asset including at least one of equipment, a product, a truck, an automobile and a vehicle; recognizing the request for the value of the good as an exception request if the local computer is unable to value the good based on the data stored within the database and the uploaded data, a request for the value of a good is designated as an exception request if the local computer determines that input from the analyst is required for valuing the good; prompting the requester to provide additional information relating to the good for an exception request; prompting the requester to transmit from the local computer the entered data and the additional information to the remote computer controlled by the analyst; researching by the analyst the value of the good including analyzing data external to the database based on the uploaded data and the additional information; calculating the value of the good based on the research performed by the analyst; analyzing trends among similar exception requests including the calculated values of the goods associated with the similar exception requests, the exception request analysis performed by the local computer; and inputting using the remote computer a new policy value and corresponding data for a good based on the exception request analysis to facilitate subsequent valuations of similar goods.
-
Specification