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Prepaid reservation-based rating system

  • US 7,366,495 B1
  • Filed: 10/17/2002
  • Issued: 04/29/2008
  • Est. Priority Date: 06/21/2001
  • Status: Expired due to Term
First Claim
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1. A computerized method for processing multiple billing events from an individual'"'"'s prepaid account comprising:

  • a. receiving a reservation request from a network element for a billing event;

    b. determining a reservation amount for said billing event;

    c. determining whether an available balance of the individual'"'"'s prepaid account is sufficient to allow the processing of said reservation request;

    d. if said available balance will allow processing of said reservation request, processing said reservation request by;

    i. approving said reservation amount for the billing event;

    ii. reversing a prior reservation amount for said billing event from the individual'"'"'s prepaid account; and

    iii. reserving a new reservation amount from the individual'"'"'s prepaid account for the approved billing event, the new reservation amount equal to the combination of said reservation amount approved in (i) and said prior reservation amount;

    e. receiving at least one additional reservation request from said network element for a reservation amount to extend the billing event;

    f. repeating step “

    b—

    determining a reservation amount step”

    through step “

    e—

    receiving at least one additional reservation request step”

    until said network element sends an event termination message or said available balance in the individual'"'"'s prepaid account is no longer sufficient to process said additional reservation requests.

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