ATM customer marketing system
First Claim
1. Apparatus comprising:
- an ATM including;
at least one input device adapted to receive at least one identifying input from each user of the ATM;
at least one output device adapted to provide outputs to users of the ATM;
a cash dispenser adapted to dispense cash from the ATM;
at least one computer in operative connection with at least one data store, wherein the at least one computer is in operative connection with the at least one input device, the at least one output device and the cash dispenser, and wherein the at least one data store includes output data usable by the computer to produce a plurality of outputs through the at least one output device;
wherein the at least one computer is operative to communicate with a first remote computer remotely located from the ATM and a second remote computer remotely located from the ATM and different from the first remote computer, and wherein the at least one computer is operative to cause at least one first output corresponding to at least a portion of the output data to be presented through the at least one output device responsive to communication with the first remote computer, and is operative to cause cash to be dispensed by the cash dispenser responsive to communication with the second remote computer.
12 Assignments
0 Petitions
Accused Products
Abstract
A marketing system includes a plurality of automated transaction machines (74, 76, 78, 80, 82, 84, 86). The automated transaction machines operate to carry out financial transactions with associated host computers (90, 94, 100, 104). Marketing presentations are stored on and output from the transaction machines responsive to messages exchanged with a market message server (110) which is connected to the automated transaction machines through a network (108). The connection to the automated transaction machines, which provides delivery of the market presentation materials and which causes the output of presentations, is generally independent of the messages associated with authorizing financial transactions. Some described embodiments of the invention enable presenting marketing campaigns to users of the transaction machines. The marketing campaigns may include sequences of presentations that are output on a targeted basis to particular users.
-
Citations
27 Claims
-
1. Apparatus comprising:
an ATM including; at least one input device adapted to receive at least one identifying input from each user of the ATM; at least one output device adapted to provide outputs to users of the ATM; a cash dispenser adapted to dispense cash from the ATM; at least one computer in operative connection with at least one data store, wherein the at least one computer is in operative connection with the at least one input device, the at least one output device and the cash dispenser, and wherein the at least one data store includes output data usable by the computer to produce a plurality of outputs through the at least one output device; wherein the at least one computer is operative to communicate with a first remote computer remotely located from the ATM and a second remote computer remotely located from the ATM and different from the first remote computer, and wherein the at least one computer is operative to cause at least one first output corresponding to at least a portion of the output data to be presented through the at least one output device responsive to communication with the first remote computer, and is operative to cause cash to be dispensed by the cash dispenser responsive to communication with the second remote computer. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19)
-
20. Apparatus comprising:
an ATM including; at least one input device adapted to receive at least one identifying input from each user of the ATM, at least one output device adapted to provide outputs to users of the ATM; a cash dispenser adapted to dispense cash from the ATM, at least one computer in operative connection with at least one data store wherein the at least one computer is in operative connection with the at least one input device, the at least one output device and the cash dispenser wherein the at least one data store includes output data usable by the computer to produce a plurality of outputs through the at least one output device, and wherein the at least one computer has agent software operating therein, wherein the agent software is operative to cause the at least one computer to communicate with a first remote computer, wherein the at least one computer is operative to communicate with a second remote computer different from the first remote computer, wherein the at least one computer is operative to cause data corresponding to an identifying input of a user to be sent to the first remote computer and to receive a response message from the first remote computer, wherein the at least one computer is operative to cause at least one first output corresponding to at least a portion of the output data to be presented through the at least one output device responsive to the response message, wherein the response message includes data corresponding to the at least one first output, and wherein the at least one computer is operative to cause cash to be dispensed by the cash dispenser responsive to communication with the second remote computer.
-
21. Apparatus comprising:
an ATM including; at least one input device adapted to receive identifying inputs from users of the ATM; at least one output device; a cash dispenser; at least one computer in operative connection with at least one data store in the ATM, wherein the at least one data store includes output data corresponding to a plurality of marketing presentations; wherein the at least one computer is operative to communicate data corresponding to an identifying input that has been input by a user to the at least one input device, to a first remote computer and to cause the output of a selected one of the marketing presentations through the at least one output device responsive to presentation data received from the first remote computer responsive to the data corresponding to the identifying input, and wherein the at least one computer is operative to communicate data corresponding to the identifying input to a second remote computer different from the first remote computer, and to cause the dispense of cash by the cash dispenser responsive to transaction response data received from the second remote computer. - View Dependent Claims (22, 23, 24, 25, 26, 27)
Specification