Method and system to dynamically present a payment gateway for content distributed via a network

• US 7,389,531 B2
• Filed: 03/16/2007
• Issued: 06/17/2008
• Est. Priority Date: 06/16/2000
• Status: Expired due to Fees

• Current Assignee: MIH Technology Holdings BV
• Original Assignee: Entriq Incorporated
• Inventors: Fransdonk, Robert W.
• Primary Examiner(s): Revak; Christopher
• Application Number:
  US11/725,085
• Publication Number:
  US 20070180496A1
• Time in Patent Office: 459 Days
• Field of Search: None
• US Class Current: 726/3
• CPC Class Codes: G06Q 20/027 involving a payment switch or gateway
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/1235 with control of digital rights management [DRM]
• CPC Class Codes: H04L 2209/56 Financial cryptography, e.g. electronic payment or e-cash
• CPC Class Codes: H04L 2209/60 Digital content management, e.g. content distribution
• CPC Class Codes: H04L 2463/101 applying security measures for digital rights management
• CPC Class Codes: H04L 63/0823 using certificates cryptographic mechanisms or cryptographic arrangements for entity authentication involving certificates H04L9/3263
• CPC Class Codes: H04L 9/3247 involving digital signatures
• CPC Class Codes: H04L 9/3263 involving certificates, e.g. public key certificate [PKC] or attribute certificate [AC]; Public key infrastructure [PKI] arrangements network architectures or network communication protocols for supporting authentication of entities using certificates in a packet data network H04L63/0823

Abstract

A method and system to dynamically present a payment gateway to a content requestor commences when a content distributor receives a request for access to a content item provided by a content provider. The content distributor determines whether a first payment gateway of a first plurality of payment gateways is a preferred payment gateway. If the content distributor has recorded the first payment gateway as a first preferred payment gateway then the content distributor presents the first payment gateway to a content requestor as an actual preferred payment gateway. If the content distributor has not recorded the first payment gateway as the first preferred payment gateway, then it presents a second preferred payment gateway, recorded by the content provider of the content item, as the actual preferred payment gateway to the content requestor.

Claims

1. A method comprising:

receiving a request from a content requestor at a content distributor, for access to a digital content item, the digital content item being provided by a content provider via a network;

determining whether a content provider has ranked a first plurality of payment gateways;

selectively identifying and presenting a first payment gateway selected from the first plurality of payment gateways according to a ranking of the first plurality of payment gateways, based on a determination that the content provider has ranked the first plurality of payment gateways;

selectively determining whether the content distributor has ranked a second plurality of payment gateways, and identifying and presenting a second payment gateway selected from the second plurality of payment gateways according to a ranking of the second plurality of payment gateways, based on a determination that the content provider has not ranked the first plurality of payment gateways and that the content distributor has ranked the second plurality of payment gateways.

2. The method of claim 1 wherein the presented payment gateway is presented to the content requestor as a default payment gateway.

3. The method of claim 1 wherein the first plurality of payment gateways are presented to the content requestor in an order reflecting relationships established between the content provider and the first plurality of payment gateways.

4. The method of claim 1 including communicating the first plurality of payment gateways, with which the content provider has established relationships, from the content provider to the content distributor, and presenting both the first and second pluralities of payment gateways to the content requestor for selection.

5. The method of claim 1 including communicating the first plurality of payment gateways from the content provider to the content distributor, and wherein the content distributor is only authorized to present payment gateways included within the second plurality of payment gateways to the content requestor for selection.

6. The method of claim 5 wherein the content distributor re-orders the second plurality of payment gateways according to a relationship established between the content distributor and at least one of the second plurality of payment gateways.

7. A system comprising:

a content distributor to receive a request, from a content requestor, for access to a digital content item provided by a content provider via a network, and to present a first payment gateway to the content requestor, if the first payment gateway of a first plurality of payment gateways is ranked the highest among the first plurality of payment gateways, and to present a second preferred payment gateway of a second plurality of payment gateways to the content requestor, if the second payment gateway of a second plurality of payment gateways is ranked the highest among the second plurality of payment gateways.

8. The system of claim 7 wherein the content distributor is to present to the content requestor the payment gateway as a default payment gateway.

9. The system of claim 7 wherein the first plurality of payment gateways are presented to the content requestor in an order reflecting relationships established between the content provider and the first plurality of payment gateways.

10. The system of claim 7 wherein the content provider communicates the first plurality of payment gateways, with which the content provider has established relationships, from the content provider to the content distributor, and presents both the first and the second plurality of payment gateways to the content requestor for selection.

11. The system of claim 7 wherein the content provider communicates the first plurality of payment gateways from the content provider to the content distributor, and wherein the content distributor is only authorized to present one or more payment gateways included within the second plurality of payment gateways to the content requestor for selection.

12. The system of claim 11 wherein the content distributor re-orders the second plurality of payment gateways according to a relationship established between the content distributor and at least one of the second plurality of payment gateways.

13. A system comprising:

content distributor means for receiving a request from a content requestor for access to a digital content item provided by a content provider via a network;

means for determining whether a content provider means has ranked a first plurality of payment gateways from a highest rank to a lowest rank;

means for selectively identifying and presenting a first payment gateway selected from the first plurality of payment gateways according to a ranking of the first plurality of payment gateways, based on a determination that the content provider means has ranked the first plurality of payment gateways;

means for selectively determining whether the content distributor means has ranked a second plurality of payment gateways, and identifying and presenting a second payment gateway selected from the second plurality of payment gateways according to a ranking of the second plurality of payment gateways, based on a determination that the content provider means has not ranked the first plurality of payment gateways and that the content distributor means has ranked the second plurality of payment gateways.

14. A machine-readable medium storing instructions that, when executed by a machine, cause the machine to perform a method, the method comprising:

receiving a request from a content requestor at a content distributor for access to a digital content item, the digital content item being provided by a content provider via a network;

determining whether a content provider has ranked a first plurality of payment gateways;

selectively identifying and presenting a first payment gateway selected from the first plurality of payment gateways according to a ranking of the first plurality of payment gateways, based on a determination that the content provider has ranked the first plurality of payment gateways;

selectively determining whether the content distributor has ranked a second plurality of payment gateways, and identifying and presenting a second payment gateway selected from the second plurality of payment gateways according to a ranking of the second plurality of payment gateways, based on a determination that the content provider has not ranked the first plurality of payment gateways and that the content distributor has ranked the second plurality of payment gateways.