Methods, apparatus, and computer readable media for confirmation and verification of shipping address data associated with a transaction
First Claim
1. A computer-based method of verifying first and at least second shipping address information associated with at least one transaction conducted over a telecommunications network and stored respectively in a first format and in at least a second format, the method including at least the following:
- locating the first shipping address information as stored in the first format, wherein the first shipping address information is provided during a customer initiated call over the telecommunications network;
comparing the first address information to the at least second address information as stored in the at least second format, wherein the comparing includes a field-by-field comparison of the first address information and the second address information;
quantifying a difference between the first address information and the at least second address information as represented in the first and at least second formats, wherein the quantifying generates a score indicating how closely the field-by-field comparison match;
wherein if the field-by-field comparison are closely matched relating to city and state data of the address information, quantifying a difference between a street address portion of the address information; and
dispositioning the transaction according to either of the differences.
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Accused Products
Abstract
Methods, apparatus, and computer readable media for confirmation and verification of shipping address data associated with a transaction. The invention as described herein provides a method of verifying first and at least second shipping address information associated with transactions conducted over a telecommunications network. The first and second shipping address information can be stored respectively in a first format and a second format, such as respective speech and text formats. The method functions by accessing address information pertaining to a specific transaction by extracting the respective address information as stored in both formats. The address information is then compared to each other to ensure that they are consistent. If the address information as stored in the two respective formats are sufficiently inconsistent, the underlying transaction may be dispositioned in various ways according to the difference. Typically, the person with whom the transaction is conducted provides live voice data that is stored in a first data store, while a live operator interacting with the person transcribes this voice data for storage as text data in a second data store. The invention focuses on ensuring consistency between the address information as stored in these two different data stores for the purposes of both quality assurance and fraud prevention. Apparatus and computer readable media implementing the above-described method are also provided herein.
61 Citations
16 Claims
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1. A computer-based method of verifying first and at least second shipping address information associated with at least one transaction conducted over a telecommunications network and stored respectively in a first format and in at least a second format, the method including at least the following:
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locating the first shipping address information as stored in the first format, wherein the first shipping address information is provided during a customer initiated call over the telecommunications network; comparing the first address information to the at least second address information as stored in the at least second format, wherein the comparing includes a field-by-field comparison of the first address information and the second address information; quantifying a difference between the first address information and the at least second address information as represented in the first and at least second formats, wherein the quantifying generates a score indicating how closely the field-by-field comparison match; wherein if the field-by-field comparison are closely matched relating to city and state data of the address information, quantifying a difference between a street address portion of the address information; and dispositioning the transaction according to either of the differences. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14)
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15. Apparatus for verifying first and at least second shipping address information associated with at least one transaction conducted over a telecommunications network and stored respectively in a first format and in at least a second format, the apparatus including at least the following:
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means for locating the first shipping address information as stored in the first format, wherein the first shipping address information is provided during a customer initiated call over the telecommunications network; means for comparing the first address information to the at least second address information as stored in the at least second format, wherein the comparing includes a field-by-field comparison of the first address information and the second address information; means for quantifying a difference between the first address information and the at least second address information as represented in the first and at least second formats, wherein the quantifying generates a score indicating how closely the field-by-field comparison match; wherein if the field-by-field comparison are closely matched relating to city and state data of the address information, quantifying a difference between a street address portion of the address information; and means for dispositioning the transaction according the difference.
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16. A program storage device readable by a machine, tangibly embodying a program of instructions executable by the machine to perform a method for verifying first and at least second shipping address information associated with at least one transaction conducted over a telecommunications network and stored respectively in a first format and in at least a second format, the method comprising at least the following:
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locating the first shipping address information as stored in the first format, wherein the first shipping address information is provided during a customer initiated call over the telecommunications network; comparing the first address information to the at least second address information as stored in the at least second format, wherein the comparing includes a field-by-field comparison of the first address information and the second address information; quantifying a difference between the first address information and the at least second address information as represented in the first and at least second formats, wherein the quantifying generates a score indicating how closely the field-by-field comparison match; wherein if the field-by-field comparison are closely matched relating to city and state data of the address information, quantifying a difference between a street address portion of the address information; and dispositioning the transaction according to either of the differences.
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Specification