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Method of creating a substitute check and an apparatus therefor

  • US 7,421,107 B2
  • Filed: 06/18/2004
  • Issued: 09/02/2008
  • Est. Priority Date: 06/18/2004
  • Status: Active Grant
First Claim
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1. A method of creating a substitute check, the method comprising:

  • receiving check image data which is representative of an image of an original check;

    receiving original magnetic ink character recognition (MICR) line data which is representative of MICR characters contained in a MICR line of the original check;

    decoding the check image data to provide decoded MICR line data;

    comparing the decoded MICR line data with the original MICR line data;

    creating modified MICR line data which is different from the original MICR line data based upon the comparison of the decoded MICR line data with the original MICR line data;

    sending the modified MICR line data to a substitute check printer; and

    printing a MICR line of a substitute check based upon the modified MICR line data.

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