Method and system to enable mobile transactions
First Claim
1. A transaction interface system comprising:
- an input arranged to receive user messages sent via a mobile telecommunications network from user mobile devices;
a message parser arranged to parse said user messages received at said input in accordance with a predetermined lightweight message syntax, to determine the information content of each message;
a transaction controller arranged to perform one or more user transactions in response to the information contained within said user messages as determined by said message parser,wherein one or more of the user messages contain data specifying information to be forwarded to a user mobile device, and a second input arranged to receive information content from an information source, the transaction controller being further arranged to compare the received information content at said second input with the user specified information, and to forward received information content to the user mobile device via the mobile telecommunications network in the event that it corresponds to the user specified information.
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Accused Products
Abstract
A system and method for allowing users to specify using commonly available mobile devices such as mobile telephones, transactions to be performed is described. More particularly, the invention provides a transaction interface layer which uses a predetermined lightweight message syntax to allow a user to specify transactions to be performed. The particular transactions envisaged are financial transactions such as stock or share trades, but the invention also allows other transaction types, such as information transactions, to be specified. When an information transaction is specified, the system of the invention acts to filter received information in accordance with a user-specified transaction, and to forward filtered information to a user mobile device as appropriate.
84 Citations
14 Claims
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1. A transaction interface system comprising:
- an input arranged to receive user messages sent via a mobile telecommunications network from user mobile devices;
a message parser arranged to parse said user messages received at said input in accordance with a predetermined lightweight message syntax, to determine the information content of each message;
a transaction controller arranged to perform one or more user transactions in response to the information contained within said user messages as determined by said message parser,wherein one or more of the user messages contain data specifying information to be forwarded to a user mobile device, and a second input arranged to receive information content from an information source, the transaction controller being further arranged to compare the received information content at said second input with the user specified information, and to forward received information content to the user mobile device via the mobile telecommunications network in the event that it corresponds to the user specified information. - View Dependent Claims (2, 3)
- an input arranged to receive user messages sent via a mobile telecommunications network from user mobile devices;
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4. A transaction interface method comprising the steps of:
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receiving user messages sent via a mobile telecommunications network from user mobile devices; parsing said received user messages in accordance with a predetermined lightweight message syntax, to determine the information content of each message; and performing one or more user transactions in response to the information contained within said user messages, wherein one or more of the user messages contain data specifying information to be forwarded to a user mobile device; receiving information content from an information source; comparing the received information content with the user specified information; forwarding received information content to the user mobile device via the mobile telecommunications network in the event that it corresponds to the user specified information. - View Dependent Claims (5, 6)
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7. A message-based transaction interface system for allowing transactions to be instructed from a mobile telecommunications device, the system comprising:
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a) an input logically connected to a mobile telecommunications network and arranged to receive user messages sent via said mobile telecommunications network from user mobile telecommunications devices; b) a parser arranged to parse said user messages received at said input, to determine the information content of each message; c) an information store storing interface information which in use allows the transaction interface system to communicate with a back-end brokerage system which performs a transaction; and d) a transaction controller arranged in use to;
—i) access the interface information to generate control data for the control of said back-end brokerage system; and ii) to transmit said control data to said back-end brokerage system to control said back end brokerage system to perform the transaction; wherein;
—e) the received user messages are arranged in accordance with a predetermined lightweight message syntax which contains, within a single message, a set of information needed to define the transaction to be performed; and
whereinf) said parser parses said message in accordance with said predetermined lightweight message syntax to determine transaction information contained within a received message and defining the transaction to be performed; and g) said transaction controller receives said transaction information from said parser, and, on receipt of said transaction information, generates said control data in dependence on said transaction information and transmits said control data to said back-end brokerage system; and wherein the transaction comprises a purchase or sale of stocks and/or shares, and the a transaction is capable of being instructed and performed upon receipt of a single user mobile message. - View Dependent Claims (8, 9)
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10. A message-based transaction interface method for allowing transactions to be instructed from a mobile telecommunications device, the method comprising:
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a) receiving, at an input logically connected to a mobile telecommunications network, user messages sent via said mobile telecommunications network from user mobile telecommunications devices; b) parsing said user messages received at said input, to determine the information content of each message; c) storing interface information which in use allows communication with a back-end brokerage system which Performs a transaction; d) accessing the interface information to generate control data for the control of said back-end brokerage system; and e) transmitting said control data to said back-end brokerage system to control said back end brokerage system to perform the transaction; wherein;
—f) the received user messages are arranged in accordance with a predetermined lightweight message syntax which contains, within a single message, a set of information needed to define the transaction to be performed; and
whereing) said parsing step parses said message in accordance with said predetermined lightweight message syntax to determine transaction information contained within a received message and defining the transaction to be performed; and h) when said transaction information is determined, said control data is generated in dependence on said transaction information and transmit to said back-end brokerage system; and wherein the transaction comprises a purchase or sale of stocks and/or shares, and the transaction is capable of being instructed and performed upon receipt of a single user mobile message. - View Dependent Claims (11, 12, 13, 14)
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Specification