Automated banking machine with improved resistance to fraud
First Claim
Patent Images
1. A method comprising:
- (a) operating an automated banking machine to receive a user card, wherein the card comprises a valid card enabling the user to carry out a transaction with the machine;
(b) operating the machine to cause a determination to be made that the valid card has been subject to being read by an unauthorized card reader device located adjacent to the machine;
(c) responsive to the determination in step (b), operating the machine to capture the valid card, including storing the valid card in a storage area in the machine; and
(d) operating the machine to display at least one message advising the user pertaining to the capture in step (c).
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Abstract
An automated banking machine has sensing devices adjacent a card reader slot. The sensing devices enable detection of a fraudulent card reading device.
6 Citations
20 Claims
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1. A method comprising:
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(a) operating an automated banking machine to receive a user card, wherein the card comprises a valid card enabling the user to carry out a transaction with the machine; (b) operating the machine to cause a determination to be made that the valid card has been subject to being read by an unauthorized card reader device located adjacent to the machine; (c) responsive to the determination in step (b), operating the machine to capture the valid card, including storing the valid card in a storage area in the machine; and (d) operating the machine to display at least one message advising the user pertaining to the capture in step (c). - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
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12. A method comprising:
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(a) operating an automated banking machine during a transaction involving reading of user data by an authorized reader device of the machine, to determine that the user data has been subject to being intercepted by an unauthorized radio frequency (RF) reading apparatus; (b) responsive to step (a), operating the machine to send through a network an alert message that affects a user account corresponding to the user data; (c) responsive to step (a), operating the machine to capture images of a fascia of the machine; and (d) operating the machine to send the images captured in step (c) through the network. - View Dependent Claims (13, 14, 15)
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16. Apparatus comprising:
a card reader slot housing, wherein the housing bounds a slot extending therein, wherein the slot includes elongated opposite sides, wherein the housing includes therein an arrangement adapted to sense an unauthorized card reader device adjacent the slot, wherein the arrangement includes a plurality of both emitters and sensors located on a same elongated opposite side of the slot, wherein the sensors are operative to receive emittance emitted from the emitters. - View Dependent Claims (17, 18, 19, 20)
Specification