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Token for use in online electronic transactions

  • US 7,437,757 B2
  • Filed: 01/16/2003
  • Issued: 10/14/2008
  • Est. Priority Date: 09/09/2002
  • Status: Expired due to Fees
First Claim
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1. A token configured to be interfaced with a terminal through a standard input device, the token comprising client software, which further comprises an autoplay module configured to initiate installation of the client software onto the terminal, configured to:

  • automatically enroll the token with an enrollment authority upon being interfaced with the terminal, wherein automatically enrolling the token comprises;

    interfacing the token comprising a token identifier with the terminal through the standard input device,automatically establishing a connection with an enrollment authority,automatically checking the enrollment status of the token with the enrollment authority,when the status check shows that the token is not enrolled, then generating a personal identifier and transmitting an enrollment message comprising the personal identifier to the enrollment authority, andlinking the personal identifier with account information stored on an enrollment authority server without requiring user intervention to begin the enrollment process; and

    handle authentication requests received from an authentication authority by the terminal once the token is enrolled in the authentication program.

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