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System and method for determining eligibility and enrolling members in various programs

  • US 7,467,109 B1
  • Filed: 05/07/2007
  • Issued: 12/16/2008
  • Est. Priority Date: 12/20/2000
  • Status: Expired due to Term
First Claim
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1. A computer implemented method for enrolling an individual, who has an obligation to a financial institution, in a program wherein at least some financial status information relating to the individual is known, comprising:

  • providing by at least one processor a list of payment programs to a user;

    receiving, from the user, a selection of a payment program suitable to the individual'"'"'s financial circumstances from the list of payment programs;

    determining by the at least one processor whether the individual is eligible to enroll in the selected payment program by performing an evaluation with a processor based at least in part upon the at least some financial status information relating to the individual;

    providing information on the selected payment program to the user based on determining whether the individual is eligible to enroll in the selected payment program;

    receiving enrollment information for the selected first program from the user;

    determining whether the enrollment information meets a set of predetermined criteria for enrolling the individual in the selected payment program by performing an evaluation with a processor on at least part of the enrollment information; and

    enrolling the individual in the selected payment program when the enrollment information meets the set of predetermined criteria and the individual accepts enrollment in the selected payment program.

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