Device for acquiring and transferring data concerning payment means to a banking institution
First Claim
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1. A device for acquiring information relating to payment means and for transferring this information to a server center of a banking organization, the device comprising:
- means for reading the payment means,a central processing unit to which the reading means are connected,a first modem for establishing a first telephone link between the central processing unit and the server center,first means for dialing telephone numbers, said first dialing means being associated with the first modem,wherein the first means for dialing telephone numbers and the associated first modem consist of elements of wired telephony circuits, so that the device is able to be connected to a switched telephone network for establishing the first telephone link,a second modem for establishing a second telephone link between the central processing unit and the server center,second means for dialing telephone numbers, said second dialing means being associated with the second modem,wherein the second means for dialing telephone numbers and the associated second modem consist of elements of wireless telephony circuits, so that the device is able to be connected to a wireless telephony network for establishing the second telephone link, anda switching facility for selectively placing the central processing unit in communication with the first or second means for dialing telephone numbers such that the central processing unit may be selectively connected to the server center via the first telephone link of the second telephone link.
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Abstract
A device acquires information relating to payment particulars and for transfer of this information to a server center of a banking organization. The device includes an apparatus for reading the payment particulars, a central processing unit to which the reading apparatus is connected, a modem for establishing a telephone link with the server center, and an apparatus for dialing telephone numbers such that the dialing apparatus is associated with the modem.
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Citations
12 Claims
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1. A device for acquiring information relating to payment means and for transferring this information to a server center of a banking organization, the device comprising:
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means for reading the payment means, a central processing unit to which the reading means are connected, a first modem for establishing a first telephone link between the central processing unit and the server center, first means for dialing telephone numbers, said first dialing means being associated with the first modem, wherein the first means for dialing telephone numbers and the associated first modem consist of elements of wired telephony circuits, so that the device is able to be connected to a switched telephone network for establishing the first telephone link, a second modem for establishing a second telephone link between the central processing unit and the server center, second means for dialing telephone numbers, said second dialing means being associated with the second modem, wherein the second means for dialing telephone numbers and the associated second modem consist of elements of wireless telephony circuits, so that the device is able to be connected to a wireless telephony network for establishing the second telephone link, and a switching facility for selectively placing the central processing unit in communication with the first or second means for dialing telephone numbers such that the central processing unit may be selectively connected to the server center via the first telephone link of the second telephone link. - View Dependent Claims (2, 3, 4)
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5. An add-on system for being connected to a device for acquiring information relating to payment means and for transferring this information to a server center of a banking organization, the device comprising:
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means for reading the payment means, a central processing unit to which the reading means are connected, a first modem for establishing a telephone link with the server center, first means for dialing telephone numbers associated with the first modem, wherein the first means for dialing telephone numbers and the associated first modem include elements of wired telephony circuits, so that the device is able to be connected to a switched telephone network for establishing the first telephone link, said add-on system comprising, in a box separated from the device; a circuit for emulating a switched telephone network, intended to be connected to the device, means for detecting telephone numbers dialed by said first dialing means, a second modem associated with the detecting means, so as to communicate with the first modem, a third modem for establishing a second telephone link with the server center, said third modem being connected to the second modem, second means for dialing telephone numbers, said second dialing means being associated with the third modem, wherein the second means for dialing telephone numbers and the associated third modem include elements of wireless telephony circuits, so that the third modem is able to be connected to a wireless telephony network for establishing the second telephone link, and means for matching the speeds of transmission of the data transmitted between the first and second means for dialing telephone numbers. - View Dependent Claims (6, 7, 8, 9, 10, 11)
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12. A system for acquiring information relating to payment means and for transferring this information to a server center of a banking organization, the system comprising a device comprising:
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means for reading the payment means, a central processing unit to which the reading means are connected, a first modem for establishing a telephone link with the server center, first means for dialing telephone numbers associated with the first modem, wherein the first means for dialing telephone numbers and the associated first modem include elements of wired telephony circuits, so that the device is able to be connected to a switched telephone network for establishing the first telephone link, an add-on system connected to the device in place of the switched telephone network, said add-on system comprising, in a box separated from the device; a circuit for emulating a switched telephone network, connected to the device, means for detecting telephone numbers dialed by said first dialing means, a second modem associated with the detecting means, so as to communicate with the first modem, a third modem for establishing a second telephone link with the server center, said third modem being connected to the second modem, second means for dialing telephone numbers, said second dialing means being associated with the third modem, wherein the second means for dialing telephone numbers and the associated third modem include elements of wireless telephony circuits, so that the third modem is able to be connected to a mobile phone for establishing the second telephone link, and means for matching the speeds of transmission of the data transmitted between the first and second means for dialing telephone numbers.
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Specification