Card activated cash dispensing automated banking machine authorization system

• US 7,490,760 B1
• Filed: 06/25/2007
• Issued: 02/17/2009
• Est. Priority Date: 09/27/2000
• Status: Expired due to Fees

• Current Assignee: Diebold Nixdorf, Incorporated
• Original Assignee: Diebold Self-Service Systems (Diebold Nixdorf, Incorporated)
• Inventors: Zahorec, Kenneth W., Brunt, Richard P., Steinmetz, Richard A., Brausch, Thomas, Phillipi, Chris
• Primary Examiner(s): Paik; Steven S
• Assistant Examiner(s): Vo; Tuyen K
• Application Number:
  US11/821,701
• Time in Patent Office: 603 Days
• Field of Search: 235/379, 705/43
• US Class Current: 235/379
• CPC Class Codes: G06F 21/10 Protecting distributed programs or content, e.g. vending or licensing of copyrighted material protection in video systems or pay television H04N7/16 ; Digital rights management [DRM]
• CPC Class Codes: G06F 21/105 Arrangements for software license management or administration, e.g. for managing licenses at corporate level
• CPC Class Codes: G06Q 20/042 characterized in that the payment protocol involves at least one cheque
• CPC Class Codes: G06Q 20/108 Remote banking, e.g. home banking
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/206 Software aspects at ATMs

Abstract

A card activated cash dispensing automated banking machine is operative to authorize the installation, use, and/or configuration of ATM software applications and components. The machine may be provided with either an authorization key or a configuration certificate that is generated by a licensing authority. The machine is operative to authenticate the key or certificate prior to granting a user permission to install, run, and/or configure the software. The machine is operative to authenticate a configuration certificate by evaluating a digital signature associated with the configuration certificate. An authorization key may be authenticated by comparing it to a second authorization key generated responsive to inputted license information and one-way hash functions. The key or certificate may be associated with a plurality of configuration rules which specify the configuration software components and parameters for specific ATM software and hardware.

Claims

1. A card activated cash dispensing automated banking machine comprising:

a housing;

a card reader, a cash dispenser, and at least one computer in supporting connection with the housing;

at least one transaction software component operative to execute in the at least one computer, wherein the at least one transaction software component includes at least one function that is operative to cause at least one of the card reader and the cash dispenser to operate, wherein the at least one computer is operative to carry out the at least one function of the at least one transaction software component response to the at least one computer authenticating license information associated with the at least one transaction software component, wherein the license information includes an expiration date;

wherein the at least one computer is operative to determine a first system date which corresponds to a current system date of the at least one computer, wherein the at least one computer is operative to determine a second system date which corresponds to a current system date after determining the first system date, wherein the at least one computer is operative to enable the at least one function of the at least one transaction software component to be carried out responsive to a determination by the at least one computer that the second system date is later in time than the first system date.

2. The machine according to claim 1, wherein the at least one computer is operative to enable the at least one function of the at least one transaction software component to be carried out responsive to a determination by the at least one computer that the expiration date is later in time than the current system date.

3. The machine according to claim 2, further comprising at least one input device, at least one output device, and at least one data store in operative connection with the at least one computer, wherein the at least one data store includes at least one secret key stored therein, wherein the at least one computer is operative to generate at least one generated authorization key responsive to the at least one secret key stored in the at least one data store and responsive to at least one input corresponding to license information received through operation of the at least one input device, wherein the at least one computer is operative to enable the at least one transaction software component to execute in the at least one computer responsive to the at least one computer verifying that the at least one generated authorization key corresponds to the at least one inputted authorization key inputted through the at least one input device.

4. The machine according to claim 3, wherein the license information received through operation of the at least one input device includes the expiration date.

5. The machine according to claim 3, wherein the at least one computer is operative to encrypt the first system date through operation of the at least one computer to produce an encrypted first system date, wherein the at least one computer is operative to store the encrypted first system date in the at least one data store.

6. The machine according to claim 5, wherein the at least one computer is operative to retrieve the encrypted first system date from the at least one data store and decrypt the encrypted first system date retrieved from the at least one data store to form a decrypted first system date through operation of the at least one computer, wherein the at least one computer is operative to compare the second system date to the decrypted first system date.

7. The machine according to claim 5, wherein the at least one computer is operative to store data corresponding to the second system date in the at least one data store responsive to the at least one computer determining that the first system date is earlier than the second system date.

8. Computer readable media bearing computer executable instructions that are operative to cause at least one computer in a card activated cash dispensing automated banking machine to carry out the method comprising:

a) through operation of the at least one computer in the automated banking machine, authenticating license information associated with at least one transaction software component, wherein the license information includes an expiration date, wherein the automated banking machine includes a card reader and a cash dispenser, wherein the at least one transaction software component is operative to control the operation of at least one of the card reader and the cash dispenser;

b) accessing a current system date with the at least one computer of the automated banking machine;

c) determining with the at least one computer that the current system date is later in time than a stored system date stored in at least one data store in operative connection with the at least one computer of the automated banking machine;

d) updating the stored system date to correspond to the current system date through operation of the at least one computer;

e) determining with the at least one computer that the current system date is earlier in time than the expiration date included in the license information; and

f) enabling the at least one software component to operate in the at least one computer of the automated banking machine responsive to (c) and (e).