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Transaction system

  • US 7,499,889 B2
  • Filed: 03/07/2002
  • Issued: 03/03/2009
  • Est. Priority Date: 10/23/2000
  • Status: Expired due to Term
First Claim
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1. A method of registering a card holder to a service during an online card transaction, said method comprising:

  • after commencement of an online transaction by a card holder, receiving from a merchant web site a query as to whether the card holder is registered with an authentication service provider, wherein being registered with said authentication service provider requires authentication prior to proceeding with the online transaction;

    determining whether the card holder is registered with said authentication service provider; and

    if said card holder is not registered,sending a positive response to the merchant web site, thereby indicating that said card holder is registered with said authenticating service provider, andcommencing registration of said card holder with said authentication service provider.

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