Method and apparatus for obtaining and using impact severity triage data
First Claim
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1. A computer-implemented method comprising:
- receiving accident data in a computer for a vehicle involved in an accident, the accident data including repair estimate information received from a source external to the computer and having an identification of damaged components and operations to be performed thereon;
analyzing the accident data to classify the damaged components as being structural or non-structural and the operations to be performed thereon; and
generating an impact severity triage decision for the vehicle, corresponding to a preliminary determination of whether the accident was a low severity impact or a high severity impact, based on a rules-based analysis of the classification and the operations, the impact severity triage decision to be used to determine where to route a claim associated with the accident.
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Abstract
In one embodiment, a method includes receiving data for a vehicle involved in an accident, analyzing the data for classification of damaged components and operations to be performed on the vehicle, and generating a triage decision for the vehicle based on a rules-based analysis of the classification and the operations. The triage decision may be used to route a claim corresponding to the accident to an appropriate resource for analysis and handling.
68 Citations
23 Claims
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1. A computer-implemented method comprising:
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receiving accident data in a computer for a vehicle involved in an accident, the accident data including repair estimate information received from a source external to the computer and having an identification of damaged components and operations to be performed thereon; analyzing the accident data to classify the damaged components as being structural or non-structural and the operations to be performed thereon; and generating an impact severity triage decision for the vehicle, corresponding to a preliminary determination of whether the accident was a low severity impact or a high severity impact, based on a rules-based analysis of the classification and the operations, the impact severity triage decision to be used to determine where to route a claim associated with the accident. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A computer-implemented method comprising:
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triaging first repair estimate data received in a computer for a first vehicle involved in an accident to obtain a first impact severity estimate; triaging second repair estimate data received in the computer for a second vehicle involved in the accident to obtain a second impact severity estimate; determining a probability of impact severity for the accident based at least in part on the first impact severity estimate and the second impact severity estimate; and
reporting the probability of impact severity. - View Dependent Claims (10, 11, 12, 13, 14, 15, 16, 17, 18)
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19. An article comprising a machine-accessible medium including instructions that when executed cause a system to:
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receive an impact severity triage report generated by a triage program indicative of a non-low severity impact for an accident involving a vehicle, the impact severity triage report including a vehicle damage pattern and a repair estimate; receive an impact analysis report generated independently of the impact severity triage report indicative of a low severity impact for the accident; analyze the vehicle damage pattern and vehicle damage patterns stored in a database for similarities, each of the vehicle damage patterns stored in the database associated with a vehicle involved in an unrelated prior accident; and modify triage evaluation criteria of the triage program based on the similarities. - View Dependent Claims (20, 21, 22, 23)
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Specification