Emergency services notification from an ATM systems and methods
First Claim
Patent Images
1. A method for facilitating contact with an emergency services provider from an Automatic Teller Machine (“
- ATM”
) comprising;
receiving, at and ATM network host computer system an initiating communications signal from the ATM comprising an encrypted, formatted message including an ATM card number and a personal identification number (“
PIN”
);
receiving, at the ATM network host computer system, a first communications signal from the ATM comprising a request for emergency service from a user of the ATM;
wherein the request for emergency services comprises a response to a query displayed at the ATM to ascertain whether emergency services are required;
determining at least one financial account associated with the user; and
transmitting a second communications signal to a financial institution computer system, wherein the second communications signal comprises information of the user that may have been stolen; and
further comprising freezing the financial account upon receipt of the second communications signal.
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Accused Products
Abstract
Systems, methods, and software are described for facilitating contact with an emergency services provider from an ATM. An ATM network host computer system may receive a first communications signal from the ATM, comprising a request for emergency services. The ATM network host may determine at least one financial account associated with the user. The ATM network Host may then transmit a second communications signal directed at the financial institution to freeze the user'"'"'s account.
20 Citations
18 Claims
-
1. A method for facilitating contact with an emergency services provider from an Automatic Teller Machine (“
- ATM”
) comprising;
receiving, at and ATM network host computer system an initiating communications signal from the ATM comprising an encrypted, formatted message including an ATM card number and a personal identification number (“
PIN”
);
receiving, at the ATM network host computer system, a first communications signal from the ATM comprising a request for emergency service from a user of the ATM;
wherein the request for emergency services comprises a response to a query displayed at the ATM to ascertain whether emergency services are required;
determining at least one financial account associated with the user; and
transmitting a second communications signal to a financial institution computer system, wherein the second communications signal comprises information of the user that may have been stolen; and
further comprising freezing the financial account upon receipt of the second communications signal. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
- ATM”
-
10. A system for facilitating contact with an emergency services provider from an Automatic Teller Machine (“
- ATM”
) comprising;
an ATM, wherein the ATM is configured to;
receive input from a user comprising a request for emergency services; and
transmit a first communications signal comprising a request for emergency service from a user; and
an ATM network host computer system, in communication with the ATM, wherein the ATM network host computer system is configured to;
receive the first communications signal comprising an encrypted, formatted message including an ATM card number, a personal identification number/(“
PIN”
), and an identifier for the ATM;
determine at least one financial account associated with the user; and
transmit a second communications signal to a financial institution computer system that account information of the user that may have been stolen; and
further comprising freezing the financial account upon receipt of the second communications signal. - View Dependent Claims (11, 12, 13, 14, 15, 16, 17)
- ATM”
-
18. An ATM network host computer system, the system having at least one computer readable storage medium having at least one computer-readable program for operation of the computer system, wherein the computer-readable program includes instructions to:
- receive from the ATM an encrypted, formatted message including an ATM card number, a personal identification number (“
PIN”
), and an identifier for the ATM, the message comprising a first communications signal including request for emergency services from a user;
determine at least one financial account associated with the user; and
transmit a second communications signal directed to a financial institution associated with the user'"'"'s financial account indicating that the user'"'"'s account may have been compromised; and
further comprising freezing the financial account upon receipt of the second communications signal.
- receive from the ATM an encrypted, formatted message including an ATM card number, a personal identification number (“
Specification