Cash dispensing automated banking machine user interface system and method

• US 7,552,868 B1
• Filed: 08/20/2007
• Issued: 06/30/2009
• Est. Priority Date: 07/07/2004
• Status: Active Grant

• Current Assignee: Diebold Nixdorf, Incorporated
• Original Assignee: Diebold Self-Service Systems (Diebold Nixdorf, Incorporated)
• Inventors: Block, James, Graef, H. Thomas, Magee, Paul D., Putman, Harold V.
• Primary Examiner(s): Lee; Seung H
• Application Number:
  US11/894,184
• Time in Patent Office: 680 Days
• Field of Search: 235/379, 235/380, 902 8- 10, 902/30, 705/43
• US Class Current: 235/379
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/203 Dispensing operations within ATMs dispensing in general G07D11/00
• CPC Class Codes: G07F 19/205 Housing aspects of ATMs

Abstract

An automated banking machine is operative to enable users to operate the machine to carry out transactions such as the dispensing of cash. The exemplary machine provides audible instructions which are output through external loudspeakers, a headphone, or a handset. Rotation of a rotatable knob (372, 382) or other movable item causes the output of user selectable characters, transaction types and/or amounts corresponding to each respective position. The user selects the audible output produced in the current position of the knob for receipt by the machine as a transaction input by pressing on the knob. Characters and other selectable inputs corresponding to knob positions can be varied by the computer in the machine to reduce the risk of a criminal intercepting the user'"'"'s inputs to the machine.

Claims

1. Apparatus comprising:

an automated banking machine including;

at least one computer, and

at least one user interface device,

wherein the at least one user interface device is in operative connection with the at least one computer,

wherein the at least one computer is operative to provide to a machine user through machine user manual contact with the at least one user interface device, at least one nonvisual tangible output.

2. The apparatus according to claim 1 wherein the automated banking machine further includes at least one reader device,

wherein the at least one reader device includes a card reader device operative to read card user data received from a machine user,

wherein the at least one reader device includes a biometric reading device operative to read biometric user data received from a machine user,

wherein the at least one computer is operative to cause read user data to be compared with information in a data store,

wherein a machine user is authorized to use the automated banking machine to carry out a transaction responsive to correspondence between read user data and data store information,

wherein the automated banking machine is adapted to permit an authorized machine user to reallocate money among various financial accounts.

3. The apparatus according to claim 1 wherein the at least one computer is operative to cause the at least one user interface device to produce different nonvisual tangible outputs.

4. The apparatus according to claim 3 wherein the at least one computer is operative to cause the at least one user interface device to produce manually perceivable vibratory actions, wherein the vibratory actions include a first vibratory action and a second vibratory action, wherein vibration produced in the second vibratory action differs from vibration produced in the first vibratory action.

5. The apparatus according to claim 1 wherein the at least one user interface device comprises a manually operated interface device.

6. The apparatus according to claim 5 wherein the at least one user interface device comprises a hand-operated device.

7. The apparatus according to claim 6 wherein the hand-operated device is operative to produce a manually perceivable resistance to hand operation thereof.

8. The apparatus according to claim 7 wherein the hand-operated device is operative to produce a manually perceivable change in resistance to hand operation thereof, wherein the change in resistance comprises a manually perceivable change in resistance to rotation of the hand-operated device.

9. The apparatus according to claim 7 wherein the resistance comprises a first resistance, wherein the at least one user interface device is operative to produce a second resistance to hand operation thereof, wherein the second resistance is greater than the first resistance.

10. The apparatus according to claim 1 wherein the at least one computer is operative to cause to be output through the at least one user interface device at least one manually perceptible output corresponding to at least one character that is machine user selectable through the at least one user interface device.

11. The apparatus according to claim 1 wherein the at least one computer is operative to cause to be output through the at least one user interface device at least one manually perceptible output corresponding to at least one transaction that is machine user selectable through the at least one user interface device.

12. The apparatus according to claim 1 wherein during a banking transaction the at least one computer is operative to receive at least one user selection manually input through the at least one user interface device.

13. The apparatus according to claim 1 wherein the automated banking machine further includes a cash dispenser device.

14. A method comprising:

(a) operating at least one computer of an automated banking machine to receive at least one machine user input manually provided through at least one user interface device;

(b) operating the at least one computer to provide at least one nonvisual tangible output that is machine user receivable through machine user manual contact with the at least one user interface device.

15. The method according to claim 14 and further comprising

(c) operating the at least one computer to receive user inputs manually provided through the at least one user interface device.

16. The method according to claim 14 wherein step (b) includes causing the at least one user interface device to produce a manually perceivable vibratory action.

17. The method according to claim 14 wherein the at least one user interface device comprises a rotatable hand-operated device, wherein step (b) includes causing the hand-operated device to produce a manually perceivable change in resistance to rotation thereof.

18. The method according to claim 14 wherein step (b) occurs prior to step (a).

19. Apparatus comprising:

an automated banking machine including;

at least one user interface device, and

at least one computer in operative connection with the at least one user interface device,

wherein the at least one computer is operative to receive at least one user input manually provided through the at least one user interface device,

wherein the at least one computer is operative to provide to a machine user through machine user manual contact with the at least one user interface device, at least one nonvisual tangible output.

20. The apparatus according to claim 19 wherein the at least one user interface device comprises a rotatable hand-operated device, and wherein the at least one nonvisual tangible output includes at least one of manually perceivable change in hand-operated device vibration and manually perceivable change in resistance to hand-operated device rotation.