System and method for employing user information

• US 7,558,406 B1
• Filed: 08/03/2004
• Issued: 07/07/2009
• Est. Priority Date: 08/03/2004
• Status: Active Grant

• Current Assignee: Philips North America LLC (Koninklijke Philips N.V.)
• Original Assignee: YT Acquisition Corp.
• Inventors: Robinson, Timothy L., Goff, Tennille V., Schildt, Bradford R., Corwin, Daniel J.
• Primary Examiner(s): Mariam, Daniel G
• Application Number:
  US10/910,514
• Time in Patent Office: 1,799 Days
• Field of Search: 382/100, 382115-124, 382/209, 382/218, 340/5.2, 340/5.21, 340/5.52, 340/5.53, 713/186, 902/3
• US Class Current: 382/115
• CPC Class Codes: G06F 21/32 using biometric data, e.g. fingerprints, iris scans or voiceprints

Abstract

A system and method of employing user information during a biometric authorization. A user'"'"'s biometric system records and biometric third party records are monitored for negative, positive, and neutral data in order to maintain user record accuracy and to prevent fraudulent behavior.

Claims

1. A method for conducting an authorization in a biometric system, the method comprising:

receiving an authorization request from a user, said authorization request including user biometric data;

identifying a first biometric record in a first biometric system associated with said user;

identifying a second biometric record in a second biometric system associated with said user;

making a first determination as to whether data contained in said first biometric record matches data contained in said second biometric record;

making a second determination as to whether one or more of said first biometric record and said second biometric record meet one or more authorization parameters; and

granting said authorization request based upon said first and second determinations.

2. The method of claim 1, wherein said authorization data request is encrypted.

3. The method of claim 1, further comprising receiving an identification number from one or more of said user and a system operator.

4. The method of claim 1, wherein said user biometric data comprises a plurality of biometric data of a single biometric type.

5. The method of claim 1, wherein said user biometric data is one or more of fingerprint data, iris data, facial data, voice data, retinal data, hand architecture data, and DNA data.

6. The method of claim 1, wherein said identifying a first biometric record in a first biometric system comprises comparing said user biometric data to registered biometric data associated with the first biometric record.

7. The method of claim 6, wherein said comparing transpires at a local device.

8. The method of claim 6, wherein said comparing transpires at a database.

9. The method of claim 6, further comprising determining which biometric record to employ for said comparison.

10. The method of claim 9, wherein said determining is based upon one or more of a record robustness, a record date, and a record source.

11. The method of claim 1, wherein said second biometric record is a system record.

12. The method of claim 1, wherein said second biometric record is a third party record.

13. The method of claim 1, wherein said second biometric record is updated to correspond with said first biometric record.

14. The method of claim 1, wherein said authorization parameters include one or more of a transaction amount, an authorization type, a payment type, merchant information, a system operator identification number, and system operator biometric data.

15. The method of claim 1, wherein said second biometric record includes one or more of positive information, negative information, and neutral information.

16. The method of claim 1, wherein if the data contained in said first biometric record does not match data in said second biometric record, then at least one of said first and second biometric records are marked for further review.

17. The method of claim 1, wherein said one or more authorization parameters comprise the presence of positive information.

18. The method of claim 17, wherein if said positive information is present, said user is offered a promotion.

19. The method of claim 18, wherein said promotion includes one or more of a discount, a coupon, a gift, a contest, a merchant group promotion, an incentive, and a customer loyalty program.

20. The method of claim 1, wherein said one or more authorization parameters comprise the presence of negative information.

21. The method of claim 1, wherein said one or more authorization parameters comprise the presence of neutral information.

22. The method of claim 1, further comprising storing data pertaining to said authorization.

23. A method for authenticating a biometric user record, the method comprising:

retrieving a first biometric user record associated with a user from a first biometric system at a second biometric system, said retrieval occurring apart from a biometric authorization transaction; and

determining whether a second biometric user record exists for said user in the second biometric system that includes additional pieces of positive information, negative information, or neutral information for said user.

24. The method of claim 23, wherein said determining transpires on a periodic basis subsequent to enrollment in a biometric authorization system.

25. The method of claim 23, wherein said determining transpires as a delayed enrollment step in a biometric authorization system.

26. The method of claim 23, wherein if said second biometric user record has information not found in said first biometric user record, then updating said first biometric user record with said information.

27. The method of claim 23, wherein if said first biometric user record has information not found in said second biometric user record, then updating said second biometric user record with said information.

28. The method of claim 27, wherein said information is one or more of positive information, negative information, and neutral information.

29. The method of claim 23, further comprising determining which biometric user record to employ at a biometric authorization.

30. The method of claim 29, wherein said determining is based upon one or more of a record robustness, a record date, and a record source.

31. The method of claim 23, wherein if information located in one of said biometric user records is not located in another of said biometric user records, then marking one of said biometric user records for review by one or more of a system operator, a system user, and third party entity.

32. The method of claim 23, further comprising receiving a user consent to said determining upon enrollment in a biometric authorization system.

33. A method for enrolling in a biometric authorization system, the method comprising:

receiving, at the biometric authorization system, an enrollment request including enrollment biometric data;

making a first determination as to whether said enrollment biometric data matches first biometric data associated with one or more biometric records in a first database;

making a second determination as to whether said enrollment biometric data matches second biometric data associated with one or more biometric records in a second database;

making a third determination as to whether information contained in a plurality of matching biometric records in the first or second databases meet one or more enrollment parameters;

granting, via the biometric authorization system, said enrollment request based upon said third determination; and

notifying the user regarding enrollment based upon whether the enrollment request is granted.

34. The method of claim 33, wherein said enrollment request is encrypted.

35. The method of claim 33, further comprising receiving an identification number from one or more of said user and a system operator.

36. The method of claim 33, wherein said enrollment biometric data comprises a plurality of biometric data of a single biometric type.

37. The method of claim 33, wherein said enrollment biometric data is one or more of fingerprint data, iris data, facial data, voice data, retinal data, hand architecture data, and DNA data.

38. The method of claim 33, wherein said making a first determination transpires at a local device.

39. The method of claim 33, wherein said making a first determination transpires at a database.

40. The method of claim 33, wherein said information contained in one or more matching biometric records in the first or second databases includes one or more of positive information, negative information, and neutral information.

41. The method of claim 33, wherein said one or more enrollment parameters comprises the presence of positive information.

42. The method of claim 41, wherein if said positive information is present, said user is offered a promotion.

43. The method of claim 42, wherein said promotion includes one or more of a discount, a coupon, a gift, a contest, a merchant group promotion, an incentive, and a customer loyalty program.

44. The method of claim 33, wherein said one or more enrollment parameters comprise the presence of negative information.

45. The method of claim 33, wherein said one or more enrollment parameters comprise the presence of neutral information.