System and method for employing user information
First Claim
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1. A method for conducting an authorization in a biometric system, the method comprising:
- receiving an authorization request from a user, said authorization request including user biometric data;
identifying a first biometric record in a first biometric system associated with said user;
identifying a second biometric record in a second biometric system associated with said user;
making a first determination as to whether data contained in said first biometric record matches data contained in said second biometric record;
making a second determination as to whether one or more of said first biometric record and said second biometric record meet one or more authorization parameters; and
granting said authorization request based upon said first and second determinations.
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Abstract
A system and method of employing user information during a biometric authorization. A user'"'"'s biometric system records and biometric third party records are monitored for negative, positive, and neutral data in order to maintain user record accuracy and to prevent fraudulent behavior.
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Citations
45 Claims
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1. A method for conducting an authorization in a biometric system, the method comprising:
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receiving an authorization request from a user, said authorization request including user biometric data; identifying a first biometric record in a first biometric system associated with said user; identifying a second biometric record in a second biometric system associated with said user; making a first determination as to whether data contained in said first biometric record matches data contained in said second biometric record; making a second determination as to whether one or more of said first biometric record and said second biometric record meet one or more authorization parameters; and granting said authorization request based upon said first and second determinations. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22)
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23. A method for authenticating a biometric user record, the method comprising:
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retrieving a first biometric user record associated with a user from a first biometric system at a second biometric system, said retrieval occurring apart from a biometric authorization transaction; and determining whether a second biometric user record exists for said user in the second biometric system that includes additional pieces of positive information, negative information, or neutral information for said user. - View Dependent Claims (24, 25, 26, 27, 28, 29, 30, 31, 32)
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33. A method for enrolling in a biometric authorization system, the method comprising:
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receiving, at the biometric authorization system, an enrollment request including enrollment biometric data; making a first determination as to whether said enrollment biometric data matches first biometric data associated with one or more biometric records in a first database; making a second determination as to whether said enrollment biometric data matches second biometric data associated with one or more biometric records in a second database; making a third determination as to whether information contained in a plurality of matching biometric records in the first or second databases meet one or more enrollment parameters; granting, via the biometric authorization system, said enrollment request based upon said third determination; and notifying the user regarding enrollment based upon whether the enrollment request is granted. - View Dependent Claims (34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45)
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Specification