On-line authorization in access environment
First Claim
1. A method comprising:
- receiving a request for access to a location at a gate access device from a user;
generating an authorization request message, wherein the authorization request message includes a request to charge a predetermined amount of money;
sending the authorization request message to an issuer for approval;
receiving an authorization response message, wherein the authorization response message indicates whether or not the charge is authorized or not authorized; and
if the authorization response message indicates that the charge is authorized, then automatically actuating a gate device of the gate access device to allow the user to access the location, wherein the gate access device is a transit gate device, and wherein the method takes less than 1 second to perform,wherein the issuer has a primary computer for processing authorization request messages, and wherein the issuer has a secondary computer for processing authorization request messages from the gate access device, wherein the secondary computer is closer to the gate access device than the primary computer and wherein the secondary computer primarily processes authorization request messages associated with access transactions, but does not process authorization request messages associated with retail transactions.
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Accused Products
Abstract
A method for allowing on-line authorization in an access environment. The method includes receiving a request for access to a location at a gate access device from a user. After receiving the request for access to the location, an authorization request message is generated. The authorization request message includes an authorization to charge a predetermined amount of money. The authorization request message is then sent to an issuer for approval. An authorization response message is then received. The authorization response message indicates whether or not the charge is authorized or not authorized. If the authorization response message indicates that the authorization response message is authorized, then the user is allowed to access the location.
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Citations
18 Claims
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1. A method comprising:
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receiving a request for access to a location at a gate access device from a user; generating an authorization request message, wherein the authorization request message includes a request to charge a predetermined amount of money; sending the authorization request message to an issuer for approval; receiving an authorization response message, wherein the authorization response message indicates whether or not the charge is authorized or not authorized; and if the authorization response message indicates that the charge is authorized, then automatically actuating a gate device of the gate access device to allow the user to access the location, wherein the gate access device is a transit gate device, and wherein the method takes less than 1 second to perform, wherein the issuer has a primary computer for processing authorization request messages, and wherein the issuer has a secondary computer for processing authorization request messages from the gate access device, wherein the secondary computer is closer to the gate access device than the primary computer and wherein the secondary computer primarily processes authorization request messages associated with access transactions, but does not process authorization request messages associated with retail transactions. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A gate access device comprising:
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a gate device; a processor; and a computer readable medium comprising instructions executable by the processor, the instructions for a implementing a method comprising receiving a request for access to a location from a user, generating an authorization request message, wherein the authorization request message includes a request to charge a predetermined amount of money, sending the authorization request message to an issuer for approval, receiving an authorization response message, wherein the authorization response message indicates whether or not the charge is authorized or not authorized, and if the authorization response message indicates that the charge is authorized, then automatically actuating the gate device to allow the user to access the location, wherein the method takes less than 1 second to perform, wherein the issuer has a primary computer for processing authorization request messages, and wherein the issuer has a secondary computer for processing authorization request messages from the gate access device, wherein the secondary computer is closer to the gate access device than the primary computer and wherein the secondary computer primarily processes authorization request messages associated with access transactions, but does not process authorization request messages associated with retail transactions. - View Dependent Claims (9, 10, 11, 12, 13)
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14. A system comprising:
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a gate access device comprising a gate device, a first processor, and a first computer readable medium comprising instructions executable by the processor, the instructions for implementing a method comprising receiving a request for access to a location from a user, generating an authorization request message, wherein the authorization request message includes a request to charge a predetermined amount of money, sending the authorization request message to an issuer for approval, receiving an authorization response message, wherein the authorization response message indicates whether or not the charge is authorized or not authorized, and if the authorization response message indicates that the charge is authorized, then automatically actuating the gate device to allow the user to access the location, wherein the method is performed in less than 1 second, wherein the issuer has a primary computer for processing authorization request messages; and a secondary computer comprising a second processor and a second computer readable medium wherein the second computer readable medium comprises instructions for receiving the authorization request message, generating the authorization response message, and then sending the authorization response message to the gate access device, and wherein the secondary computer is used by the issuer for processing authorization request messages from the gate access device, wherein the secondary computer is closer to the gate access device than the primary computer and wherein the secondary computer primarily processes authorization request messages associated with access transactions, but does not process authorization request messages associated with retail transactions. - View Dependent Claims (15, 16, 17, 18)
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Specification