Automated banking machine apparatus and system

• US 7,567,924 B1
• Filed: 11/25/1997
• Issued: 07/28/2009
• Est. Priority Date: 11/27/1996
• Status: Expired due to Term

• Current Assignee: Diebold Nixdorf, Incorporated
• Original Assignee: Diebold Incorporated (Diebold Nixdorf, Incorporated)
• Inventors: Joyce, Shawn D., Moore, Phillip S., Swingler, Steven C., Lepper, Bradrick Q., Lemley, Robert J., Chen, Lilei, Califf, Michael E. Jr., Drummond, Jay Paul, Blackson, Dale, Smith, Mark D., Cichon, Bob A., Moales, Mark A., Covert, Mark S.
• Primary Examiner(s): CAMPEN, KELLY SCAGGS
• Application Number:
  US09/077,337
• Time in Patent Office: 4,263 Days
• Field of Search: 705/43, 705/39, 705/42, 705/26, 902/14, 902/13, 902/8, 707/513, 707/500, 235/379
• US Class Current: 705/35
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 20/18 involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/201 Accessories of ATMs
• CPC Class Codes: G07F 19/211 Software architecture within ATMs or in relation to the ATM network
• CPC Class Codes: H04L 67/02 based on web technology, e.g. hypertext transfer protocol [HTTP]

Abstract

An automated banking machine (12) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as in response to messages exchanged with foreign servers (20, 22, 24, 26, 28, 96) in a wide area network (18). The banking machine includes a computer (34) having an HTML document handling portion (76, 80, 82). The HTML document handling portion is operative to communicate through a proxy server (88), with a home HTTP server (90) in the intranet or the foreign servers in the wide area network. The computer further includes a device application portion (84) which interfaces with the HTML document handling portion and dispatches messages to operate devices (36) in the automated banking machine. The devices include a sheet dispenser mechanism (42) which dispenses currency. The device application portion communicates with a device interfacing software portion (64) in the banking machine through a device server (92) in the intranet. The device server maintains local control over the devices in the banking machine including the sheet dispenser. The banking machine operates to read indicia on the user'"'"'s card corresponding to a system address. The computer is operative to connect the banking machine to the home or foreign server corresponding to the system address, which connected server operates the banking machine until the completion of transactions by the user.

Claims

1. An automated banking machine comprising:

a computer;

a browser operating in the computer;

a sheet dispenser mechanism in operative connection with the computer, wherein the sheet dispenser mechanism is operative responsive to receipt of at least one HTML format document by the browser, to dispense at least one sheet from the automated banking machine.

2. The method according to claim 1 wherein the automated banking machine comprises an Automated Teller Machine (ATM), wherein the sheet dispenser mechanism is operative responsive to receipt of at least one HTML format document by the browser to dispense at least one sheet from the ATM.

3. An automated banking machine comprising:

a computer;

a browser operating in the computer;

a card reader in operative connection with the computer;

a sheet dispenser mechanism in operative connection with the computer, wherein the computer is operative responsive to reading indicia on a card with the card reader to cause the browser to receive at least one document, and wherein the computer is operative responsive to receipt of at least one document by the browser, to enable the sheet dispenser mechanism to operate to dispense at least one sheet from the automated banking machine.

4. The method according to claim 3 wherein the automated banking machine comprises an Automated Teller Machine (ATM), wherein the computer is operative responsive to receipt of at least one document by the browser to enable the sheet dispenser mechanism to operate to dispense at least one sheet from the ATM.

5. An automated banking machine comprising:

a computer including HTML document handling software operating in the computer;

a card reader in operative connection with the computer;

a sheet dispenser in operative connection with the computer, wherein the computer is operative responsive to reading indicia on a card with the card reader to cause the computer to operate to receive at least one HTML document, and wherein the computer is operative responsive to the at least one HTML document to enable the sheet dispenser to dispense at least one sheet from the automated banking machine.

6. The method according to claim 5 wherein the automated banking machine comprises an Automated Teller Machine (ATM), and wherein the computer is operative responsive to the at least one HTML document to enable the sheet dispenser to dispense at least one sheet from the ATM.

7. An automated banking machine comprising:

a computer, the computer including document handling software operating therein;

a card reader in operative connection with the computer;

a note dispenser in operative connection with the computer, wherein the computer is operative responsive to indicia read with the card reader to receive at least one document, and wherein the computer is operative to control the note dispenser in dispensing at least one note from the automated banking machine responsive to the at least one document.

8. An automated banking machine comprising:

a note dispenser mechanism, wherein the note dispenser mechanism is adapted to selectively dispense notes from the banking machine;

a computer in operative connection with the note dispenser, wherein the computer is adapted to receive mark up language documents, and wherein the computer is adapted to operate responsive to at least one mark up language document to cause at least one note to be dispensed from the banking machine.

9. The automated banking machine according to claim 8 and further comprising a card reader in operative connection with the computer, wherein the computer is adapted to operate responsive to indicia read by the card reader to cause the computer to receive the at least one mark up language document.

10. An automated banking machine comprising:

a computer, wherein the computer is adapted to receive at least one mark up language document, and wherein the computer is adapted to operate responsive to the at least one mark up language document to cause at least one sheet to be dispensed from the automated banking machine.

11. The automated banking machine according to claim 10 wherein the sheet comprises a note, and wherein the computer is adapted to operate responsive to the at least one mark up language document to cause at least one note to be dispensed from the automated banking machine.

12. The automated banking machine according to claim 11 wherein the note comprises cash, and wherein the computer is adapted to operate responsive to the at least one mark up language document to cause cash to be dispensed from the automated banking machine.

13. The automated banking machine according to claim 12 wherein the automated banking machine comprises an Automated Teller Machine (ATM), and wherein the computer is adapted to operate responsive to the at least one mark up language document to cause cash to be dispensed from the ATM.