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Method and system for processing electronic payment transactions

  • US 7,577,599 B2
  • Filed: 03/12/2004
  • Issued: 08/18/2009
  • Est. Priority Date: 03/12/2004
  • Status: Expired due to Fees
First Claim
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1. A method for processing an electronic payment transaction, comprising:

  • receiving, by a processor located at a merchant site, a request to process an electronic payment transaction from at least one payment terminal located at the merchant site, the request having a format type;

    determining, by the processor located at the merchant site, the format type of the request from among a plurality of predetermined second format types;

    identifying, by the processor located at the merchant site, a host computer configured to process the determined format type from among a plurality of host computers, each host computer being configured to process at least one of the predetermined second format types; and

    transmitting the request to the identified host computer.

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