Cash dispensing automated banking machine with improved fraud detection capabilities
First Claim
Patent Images
1. A method comprising:
- (a) capturing with an imaging device, first image data corresponding to an image of at least a portion of a user interface of an automated banking machine that includes a cash dispenser, and storing the first image data in at least one data store through operation of at least one processor;
(b) subsequent to (a), capturing with the image device, second image data corresponding to an image of at least a portion of the user interface of the automated banking machine;
(c) comparing the first image data and the second image data through operation of at least one processor to determine if there is at least a level of change between the first and second image data;
(d) responsive to determining at least the level of change in (c), taking at least one programmed action responsive to operation of the at least one processor.
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Abstract
An automated banking machine is operative to dispense cash to authorized users. The user interface of the machine includes features for detection of fraudulent activities at the machine. Sensors are provided for detecting the installation of unauthorized card reading devices adjacent the card reader. Vibration sensors are used to detect the installation of unauthorized card reading or bill trap devices. A machine controller or other processor is programmed to detect events or circumstances which may indicate that improper activity is occurring. Cameras are used to capture images of the user interface. Changes in the images are analyzed by a computer to detect the installation of unauthorized devices.
48 Citations
28 Claims
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1. A method comprising:
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(a) capturing with an imaging device, first image data corresponding to an image of at least a portion of a user interface of an automated banking machine that includes a cash dispenser, and storing the first image data in at least one data store through operation of at least one processor; (b) subsequent to (a), capturing with the image device, second image data corresponding to an image of at least a portion of the user interface of the automated banking machine; (c) comparing the first image data and the second image data through operation of at least one processor to determine if there is at least a level of change between the first and second image data; (d) responsive to determining at least the level of change in (c), taking at least one programmed action responsive to operation of the at least one processor. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A method comprising:
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(a) capturing with at least one imaging device, first image data corresponding to an image of a card accepting opening of an automated banking machine that includes a cash dispenser, and storing the first image data in at least one data store through operation of at least one processor; (b) operating the at least one processor in detecting at least one triggering event associated with at least one sensed condition of the automated banking machine; (c) subsequent to step (a) and responsive to the detecting in step (b), capturing with the at least one imaging device, second image data corresponding to an image of the card accepting opening; (d) comparing the first image data and the second image data through operation of the at least one processor to determine if there is at least a level of change between the first and second image data; and (e) responsive to determining at least the level of change in step (d), taking at least one programmed action through operation of the at least one processor, wherein the at least one programmed action includes executing at least one test to determine if an unauthorized card reading device has been installed to the automated banking machine; wherein the at least one test includes at least one of; sensing for radiation with at least one sensor of the automated banking machine, and sensing for vibration in at least a portion of the automated banking machine. - View Dependent Claims (9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25)
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26. A method comprising:
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(a) capturing responsive to operation of an imaging device, a first image of at least a portion of a user interface of an automated banking machine that includes a cash dispenser; (b) subsequent to step (a), capturing responsive to operation of the image device, a second image of the at least a portion of the user interface of the automated banking machine; (c) determining through operation of at least one processor if there is at least a predetermined level of change between the first image captured in step (a) and the second image captured in step (b); and (d) responsive to a determination in step (c) of at least the predetermined level of change between the first image and second image, taking at least one programmed action responsive to operation of the at least one processor, wherein the at least one programmed action includes; (di) executing at least one test to determine if an unauthorized device has been installed to the automated banking machine; and (dii) sending captured image data from the automated banking machine to at least one remote system address. - View Dependent Claims (27, 28)
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Specification