Method for remote electronic verification and authentication and screening of potential signatories for remote electronic notary transactions via remote PC encrypted platform to a broadband digitally wireless cellular/PDA device or portable PC device
First Claim
1. A remote notary platform comprising:
- a ANNAM kiosk with manual user input capabilities, video monitoring, at least one biometric entry device, internet connectivity, point of sale payment input capability, document scanning and printing capability that is connected through a data link for a transaction with;
a live distal remote notary that oversees and directs signing and authentication of the signatory wherein;
a potential signatory requiring a notarization visits the ANNAM kiosk and initiates an interface with the ANNAM kiosk to create a personal encrypted pin number;
establish a distal real-time communication connection with video/audio hardware and software for a cellular/PDA or portable PC device with the live distal remote notary on the notaries cellular/PDA, computer or portable PC device where the potential signatory for the transaction for notarization of document(s) maintains and continues the notarization transaction with said live distal remote notary using a digital web camera;
the potential signatory submits a driver'"'"'s license or similar magnetic stripped data for real-time identification validation;
the live distal remote notary conducts an interview consisting of a series of questions for potential signatory screening;
if the verification of identity and intent of the potential signatory is insufficient or the signatory does not want to form a notary contract with a contract authority the transaction terminates;
the signatory scans document or has access to an electronic repository of document(s) that are sent electronically to said live distal remote notary;
the signatory uses the manual user input to sign and satisfying the signature requirements for the specified documents to be electronically notarized;
the signatory accesses and signs an electronic notary journal and enters at least one biometric authorization parameter;
identifies a delivery mode for the notarized document;
interfaces with the point of sale payment input device to authorize payment, andthe live distal remote notary affixes an electronic notary seal, electronic notary signature and submits the electronic record of notarized documents in the delivery mode identified by the signatory from said live distal remote notary.
1 Assignment
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Accused Products
Abstract
A virtual notary Kiosk is disclosed for performing live electronic personal signatory verification, authentication and screening for the purpose of transacting remote electronic notarizations with live notaries. The virtual notary is a process that is compliant with the Uniform Electronic Transaction Act, and Electronic Signatures in Global and National Commerce Act. The virtual notary incorporates several electronic components, (digital web cam, electronic signature and thumbprint pad, electronic notary seal, electronic notary journal, video/audio transmission software for cellular/PDA or portable pc device, P.O.S. {point of sale} device, and electronic transaction manager {computer}, electronic scanner/printer, electronic remote notary/client software); all of the aforementioned allow both potential signatory and notary to execute electronic notarizations from remote locations.
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Citations
20 Claims
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1. A remote notary platform comprising:
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a ANNAM kiosk with manual user input capabilities, video monitoring, at least one biometric entry device, internet connectivity, point of sale payment input capability, document scanning and printing capability that is connected through a data link for a transaction with; a live distal remote notary that oversees and directs signing and authentication of the signatory wherein; a potential signatory requiring a notarization visits the ANNAM kiosk and initiates an interface with the ANNAM kiosk to create a personal encrypted pin number; establish a distal real-time communication connection with video/audio hardware and software for a cellular/PDA or portable PC device with the live distal remote notary on the notaries cellular/PDA, computer or portable PC device where the potential signatory for the transaction for notarization of document(s) maintains and continues the notarization transaction with said live distal remote notary using a digital web camera; the potential signatory submits a driver'"'"'s license or similar magnetic stripped data for real-time identification validation; the live distal remote notary conducts an interview consisting of a series of questions for potential signatory screening; if the verification of identity and intent of the potential signatory is insufficient or the signatory does not want to form a notary contract with a contract authority the transaction terminates; the signatory scans document or has access to an electronic repository of document(s) that are sent electronically to said live distal remote notary; the signatory uses the manual user input to sign and satisfying the signature requirements for the specified documents to be electronically notarized; the signatory accesses and signs an electronic notary journal and enters at least one biometric authorization parameter; identifies a delivery mode for the notarized document; interfaces with the point of sale payment input device to authorize payment, and the live distal remote notary affixes an electronic notary seal, electronic notary signature and submits the electronic record of notarized documents in the delivery mode identified by the signatory from said live distal remote notary. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20)
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Specification