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System and method for accomplishing two-factor user authentication using the internet

  • US 7,590,859 B2
  • Filed: 01/16/2002
  • Issued: 09/15/2009
  • Est. Priority Date: 08/24/2001
  • Status: Active Grant
First Claim
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1. A method of accomplishing two-factor user authentication, comprising:

  • providing first and second user authentication methods, wherein the first user authentication method is an authentication method selected from authentication methods based on what a user knows and authentication methods based on a characteristic of the user and the second user authentication method is based on a token distributed to the user;

    communicating authentication data for both user authentication methods to a first web site using the internet;

    authenticating the user at the first web site using the first user authentication method;

    if the user is successfully authenticated at the first web site, enabling the communication of token-based authentication data corresponding to the token from the first web site to a second web site using the internet, the authentication data including a token code;

    authenticating the user at the second web site based on the token-based authentication data transferred from the first web site;

    transmitting results of the authentication at the second web site to the first web site; and

    if the authentication at the second web site is unsuccessful, restricting access to sensitive web content on the first web site.

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