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Credit card system and method

DC
  • US 7,593,896 B1
  • Filed: 10/19/2000
  • Issued: 09/22/2009
  • Est. Priority Date: 03/25/1998
  • Status: Expired due to Term
First Claim
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1. A method for implementing a limited-use credit card system, the method comprising:

  • allocating in a computer system a limited-use credit card number constituting a different number than a customer account number of a user and functioning as an authorized substitute for the customer account number;

    associating in the computer system the limited-use credit card number with the customer account number and a set of conditions defined by the user, wherein the customer account number is not limited to said user defined set of conditions;

    issuing the limited-use credit card number;

    detecting in the computer system a transaction using the limited-use credit card number;

    processing in the computer system the transaction in accordance with the set of conditions associated with limited-use credit card number;

    processing in the computer system the transaction against the customer account number; and

    authorizing or not authorizing the transaction based on a result of said processing of both the limited-use credit card number and the customer account number in the computer system.

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