Method and system for online payments
First Claim
Patent Images
1. A method of enabling payment of a bill, said method comprising the steps of:
- providing a bill containing information relating to a requested payment, the bill including a plurality of tags, each tag containing coded data indicative of an identity of the bill and of a location of that tag on the bill;
placing an optically imaging pen having a nib in an operative position relative to the bill;
imaging a tag;
computing a position of the nib from an observed perspective distortion on the imaged tag and a known spatial relationship between the nib and an optical axis of the pen, said axes being different from each other;
generating indicating data in the pen using the coded data contained in the imaged tag, said indicating data regarding the identity of the bill and the position of a nib of the pen relative to the bill; and
transmitting the indicating data to a computer system such that the computer system can identify, from the indicating data, at least one parameter relating to the requested payment and enable payment of the bill.
2 Assignments
0 Petitions
Accused Products
Abstract
Methods and systems are disclosed which relate to online payments via interface surfaces printed with information and coded data. The coded data, encoded visibly or invisibly, may be queried by an appropriate sensing device. The sensing device communicates with a computer system. Together, the interface surfaces, sensing device and computer system are capable of effecting payment transactions over a network.
-
Citations
38 Claims
-
1. A method of enabling payment of a bill, said method comprising the steps of:
-
providing a bill containing information relating to a requested payment, the bill including a plurality of tags, each tag containing coded data indicative of an identity of the bill and of a location of that tag on the bill; placing an optically imaging pen having a nib in an operative position relative to the bill; imaging a tag; computing a position of the nib from an observed perspective distortion on the imaged tag and a known spatial relationship between the nib and an optical axis of the pen, said axes being different from each other; generating indicating data in the pen using the coded data contained in the imaged tag, said indicating data regarding the identity of the bill and the position of a nib of the pen relative to the bill; and transmitting the indicating data to a computer system such that the computer system can identify, from the indicating data, at least one parameter relating to the requested payment and enable payment of the bill. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24)
-
-
25. A system for enabling payment of bills, said system comprising:
-
a bill containing information relating to a requested payment, the bill including a plurality of tags, each tag containing coded data indicative of an identity of the bill and of a location of that tag on the bill; an optically imaging pen comprising; a nib; an image sensor for imaging a tag on the bill; a processor for; computing a position of the nib from an observed perspective distortion on the imaged tag and a known spatial relationship between the nib and an optical axis of the pen, said axes being different from each other; and generating indicating using the coded data contained in the imaged tag, said indicating data regarding the identity of the bill and the position of a nib of the pen relative to the bill; and a transmitter for transmitting the indicating data to a computer system; and
, the computer system for receiving the indicating data from the optically imaging pen and identifying, using the received indicating data, at least one parameter relating to the requested payment. - View Dependent Claims (26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38)
-
Specification