Compact protocol and solution for substantially offline messaging between portable consumer device and base device

• US 7,600,670 B2
• Filed: 10/19/2006
• Issued: 10/13/2009
• Est. Priority Date: 09/13/2002
• Status: Expired due to Fees

• Current Assignee: Visa USA, Inc. (Visa, Inc.)
• Original Assignee: Visa USA, Inc. (Visa, Inc.)
• Inventors: Hammad, Ayman, Gauthier, Patrick, Merckling, Roger
• Primary Examiner(s): Hess; Daniel A
• Application Number:
  US11/584,715
• Publication Number:
  US 20070057034A1
• Time in Patent Office: 1,090 Days
• Field of Search: 235/375, 235/435, 705/14
• US Class Current: 235/375
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/327 Short range or proximity payments by means of M-devices
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 30/0211 Determining the effectiveness of discounts or incentives
• CPC Class Codes: G06Q 30/0225 Avoiding frauds
• CPC Class Codes: G06Q 30/0226 Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
• CPC Class Codes: G06Q 30/0238 at point-of-sale [POS]
• CPC Class Codes: G06Q 30/0251 Targeted advertisements
• CPC Class Codes: G06Q 30/0268 at point-of-sale [POS]
• CPC Class Codes: H04W 88/08 Access point devices

Abstract

A method for providing messaging between a portable device and base device is provided. The method included communicating one or more message codes maintained in the portable device to the base device. The base device then composes a message for a user of the portable device using a dictionary of message codes. The message codes have corresponding message values, which are used to generate the message for the one or more message codes. The generated message is then provided to the user.

Claims

1. A method comprising:

receiving a message code associated with a reward at a base device, wherein the message code is received from a portable payment device;

analyzing the message code;

generating a message using the message code using a dictionary associated with the base device; and

sending an updated message code from the base device to the portable payment device.

2. The method of claim 1 wherein the method is performed by the base device.

3. The method of claim 1 wherein receiving the message code from the portable payment device comprises receiving the message code through a wireless connection.

4. The method of claim 1 wherein the portable payment device comprises a cell phone.

5. The method of claim 1 wherein the portable payment device comprises a card.

6. The method of claim 1, wherein the base device is a first base device, and wherein the message code is received by the first base device at a first store from the portable payment device, and wherein the portable payment device is thereafter used at a second base device at a second store, and wherein the updated message code is thereafter received by the second base device at the second store.

7. The method of claim 6 wherein the updated message code is associated with the reward.

8. The method of claim 6 wherein the portable payment device comprises a phone.

9. A base device configured to perform the method of claim 1.

10. The method of claim 1 wherein the message code corresponds to one or more constant message words.

11. The method of claim 1 wherein the message code corresponds to one or more variable message words.

12. The method of claim 1 wherein the dictionary is stored in the base device, the dictionary comprising different messages and different message codes.

13. The method of claim 1 wherein the dictionary is stored in the base device, and wherein the dictionary comprises different messages corresponding to the message code.

14. The method of claim 1 wherein the dictionary is stored in the base device, and wherein the dictionary comprises different messages corresponding to the message code, wherein the different messages are in different languages.

15. The method of claim 1 wherein the method is performed by the base device, and wherein the base device comprises a POS terminal.

16. The method of claim 1 wherein the method is performed by the base device, and wherein the base device comprises a cellular phone.

17. The method of claim 1 wherein the method is performed by the base device, and wherein the base device comprises a cellular phone and wherein the portable payment device is a smartcard.

18. The method of claim 17 wherein receiving the message code forms part of a loyalty transaction.