Method and system for managing token image replacement
First Claim
1. A method for using a portable token, the method comprising:
- providing a portable token comprising loyalty program information to a token acceptance device, wherein the token acceptance device thereafter reads an update indicator on the portable token, the update indicator indicating if the portable token requires updating;
receiving at least a portion of a backup token image from a server at the portable token if the update indicator indicates that the portable token is to be updated; and
updating the portable token with at least a portion of the backup token image.
0 Assignments
0 Petitions
Accused Products
Abstract
A system for managing token image replacement is provided. The system includes a remote server, a personal computer (PC) connected to the remote server, a smartcard that can be read by the PC, and a card image server. Using application logic and rules, the remote server is able to read the card image on the smartcard and determine if the card image on the smartcard needs to be updated. If an indicator on the smartcard is set to “update”, the remote server then retrieves a backup card image that corresponds to the card from the card image server. The remote server forwards the backup card image to the PC which, in turn, writes the backup card image including transaction information to the smartcard. Once the backup card image is written onto the smartcard, the indicator in the smartcard is then reset to ensure that subsequent interactions with the system would not initiate an update.
-
Citations
22 Claims
-
1. A method for using a portable token, the method comprising:
-
providing a portable token comprising loyalty program information to a token acceptance device, wherein the token acceptance device thereafter reads an update indicator on the portable token, the update indicator indicating if the portable token requires updating; receiving at least a portion of a backup token image from a server at the portable token if the update indicator indicates that the portable token is to be updated; and updating the portable token with at least a portion of the backup token image. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
-
-
12. A method comprising:
- receiving a request at a server to provide at least a portion of a backup token image for a portable token comprising loyalty information and an update indicator the update indicator indicating if the portable token requires updating; and
sending the at least a portion of the backup token image from the server to the portable token via a token acceptance device;
wherein the token acceptance device updates the portable token with the at least a portion of the backup token image. - View Dependent Claims (13, 14, 15, 16, 17)
- receiving a request at a server to provide at least a portion of a backup token image for a portable token comprising loyalty information and an update indicator the update indicator indicating if the portable token requires updating; and
-
18. A server configured to receive a request to provide at least a portion of a backup token image for a portable token comprising loyalty information and an update indicator, the update indicator indicating if the portable token requires updating;
- and
send the at least a portion of the backup token image to the portable token from the server via a token acceptance device;
wherein the token acceptance device updates the portable token with the at least a portion of the backup token image. - View Dependent Claims (19, 20, 21, 22)
- and
Specification