Method of automated processing of medical data for insurance and disability determinations
First Claim
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1. A computer-implemented method of assisting medical evidence collection for adjudication of a medical disability request, the method comprising:
- receiving, by a computer and from a claimants at least one claim of a medical condition;
generating, by a computer, a plurality of medical evidence queries based on and limited by the at least one claim and based on and limited by a disability rating rules collection;
displaying the generated medical evidence queries in at least one data collection protocol;
receiving medical evidence data collected responsive to the generated medical evidence queries;
determining, by a computer, a degree of disability based on the collected medical evidence data and the disability rating rules collection; and
generating a report comprising the degree of disability;
wherein the plurality of medical evidence queries is claim-type specific and is selected from a predetermined set of medical evidence queries, the set containing a greater number of queries than the number of queries in the plurality of queries; and
wherein the selected plurality of medical evidence queries excludes queries, from the predetermined set of medical evidence queries, that are, based on the disability rating rules collection, not specific to the claim or claim type.
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Abstract
The present invention relates to methods and systems for automated processing of medical data for insurance and disability determinations. Based on medical conditions claimed by the claimant, medical evidence queries are automatically generated to provide instructions to medical providers for conducting physical exams and laboratory tests and for retrieving medical records. After medical evidence is collected according to the queries, the medical evidence and related rating codes are displayed to rating personnel in a user-friendly format to assist in making a rating decision.
41 Citations
30 Claims
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1. A computer-implemented method of assisting medical evidence collection for adjudication of a medical disability request, the method comprising:
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receiving, by a computer and from a claimants at least one claim of a medical condition; generating, by a computer, a plurality of medical evidence queries based on and limited by the at least one claim and based on and limited by a disability rating rules collection; displaying the generated medical evidence queries in at least one data collection protocol; receiving medical evidence data collected responsive to the generated medical evidence queries; determining, by a computer, a degree of disability based on the collected medical evidence data and the disability rating rules collection; and generating a report comprising the degree of disability; wherein the plurality of medical evidence queries is claim-type specific and is selected from a predetermined set of medical evidence queries, the set containing a greater number of queries than the number of queries in the plurality of queries; and wherein the selected plurality of medical evidence queries excludes queries, from the predetermined set of medical evidence queries, that are, based on the disability rating rules collection, not specific to the claim or claim type. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 25, 26)
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19. A computer-implemented method of assisting adjudication of a medical disability request, the method comprising:
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receiving, by a computer and from a claimant, at least one claim of a medical condition; generating, by a computer, a plurality of medical evidence queries based on and limited by the at least one claim and based on and limited by a disability rating rules collection; receiving medical evidence collected responsive to the generated medical evidence queries; determining, by a computer, a degree of disability based on the collected medical evidence data and the disability rating rules collection; displaying, in a rating report, at least a portion of the collected medical evidence and the degree of disability; and wherein the plurality of medical evidence queries is claim-type specific and is selected from a predetermined set of medical evidence queries, the set containing a greater number of queries than the number of queries in the plurality of queries and wherein the selected plurality of medical evidence queries excludes queries, from the predetermined set of medical evidence queries, that are, based on the disability rating rules collection, not specific to the claim or claim type. - View Dependent Claims (20, 27, 28)
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21. A medical disability claims benefits system comprising:
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a rules mapping component embodied in a computer readable medium that organizes a medical disability rating rules collection into at least a first plurality of general medical evidence queries; a knowledge library embodied in a computer readable medium that stores at least the first plurality of general medical evidence queries; a claimant-specific query creation component embodied in a computer readable medium that selects from the first plurality of general queries a second plurality of medical evidence queries based on and limited by at least one claimed medical condition of a claimant and based on and limited by the disability rating rules collection; a protocol creation component embodied in a computer readable medium that creates at least one data collection protocol based on the second plurality of queries; a report creation component embodied in a computer readable medium that receives medical evidence collected responsive to the at least one data collection protocol, and adapted to determine a degree of disability based on the collected medical evidence data and the medical disability rating rules collection; and a display component adapted to display at least a portion of the received medical evidence and the degree of disability; wherein the second plurality of medical evidence queries is claim-type specific and is selected from a predetermined set of medical evidence queries, the set containing a greater number of queries than the number of queries in the second plurality of queries; and wherein the selected plurality of medical evidence queries excludes queries, from the predetermined set of medical evidence queries, that are, based on the disability rating rules collection, not specific to the claim or claim type. - View Dependent Claims (22, 23, 24, 29, 30)
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Specification