Automated banking machine system with multiple browsers

• US 7,630,925 B2
• Filed: 09/14/2005
• Issued: 12/08/2009
• Est. Priority Date: 11/27/1996
• Status: Expired due to Fees

• Current Assignee: Diebold Incorporated (Diebold Nixdorf, Incorporated)
• Original Assignee: Diebold Incorporated (Diebold Nixdorf, Incorporated)
• Inventors: Drummond, Jay Paul, Smith, Mark D., Weis, David W., Cichon, Bob A.
• Primary Examiner(s): Campen; Kelly
• Application Number:
  US11/226,540
• Publication Number:
  US 20060010063A1
• Time in Patent Office: 1,546 Days
• Field of Search: 235/379, 235/381, 902/14, 902/13, 902/8, 705/43, 705/35, 705/39, 705/42, 705/1, 705/40, 705/26, 707/E17.107, 707/513, 707/500
• US Class Current: 705/35
• CPC Class Codes: G06Q 20/027 involving a payment switch or gateway
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/108 Remote banking, e.g. home banking
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/201 Accessories of ATMs
• CPC Class Codes: G07F 19/206 Software aspects at ATMs
• CPC Class Codes: G07F 19/211 Software architecture within ATMs or in relation to the ATM network
• CPC Class Codes: H04L 67/02 based on web technology, e.g. hypertext transfer protocol [HTTP]

Abstract

An automated banking machine (12) is operative to conduct transactions in response to mark up language documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as in response to messages exchanged with foreign servers (20, 22, 24, 26, 28, 96) in a wide area network (18). The banking machine includes a computer (34) having one or more browsers (76, 198, 200, 202). The machine can receive instructions in mark up language documents accessed at an HTTP address to cause operation of transaction function devices, such as a currency dispenser (42) and a display device (196).

Claims

1. An apparatus comprising:

an automated banking machine operated responsive to data bearing records, wherein the automated banking machine includes a card reader operative to read data from user cards corresponding to financial accounts, a computer, at least one display device in operative connection with the computer, and a plurality of browsers operating in the computer, wherein the computer is operative to cause the at least one display device to operate responsive to instructions in at least one document processed by at least one of the browsers.

2. The apparatus according to claim 1 wherein the automated banking machine includes a plurality of transaction function devices in operative connection with the computer, wherein the transaction function devices include a cash dispenser and the at least one display device, and wherein the computer is operative to cause at least two of the transaction function devices to operate responsive to instructions in at least one document processed by at least one of the browsers.

3. The apparatus according to claim 1 wherein the computer is operative to cause outputs to be delivered simultaneously through a display device of the automated banking machine responsive to documents processed by at least two of the browsers.

4. The apparatus according to claim 3 wherein each browser respectively causes output on a separate portion of the display device.

5. The apparatus according to claim 1 wherein the at least one display device is operated responsive to documents processed by a plurality of browsers.

6. The apparatus according to claim 1 and further comprising:

at least one network, wherein the computer is in operative connection with the at least one network,

a plurality of servers in operative connection with the at least one network, wherein a first server is operative to deliver at least one first document, wherein a second server is operative to deliver at least one second document,

wherein a first browser operating in the banking machine is operative to process the at least one first document delivered from the first server, and wherein a second browser operating in the banking machine is operative to process the at least one second document delivered from the second server.

7. The apparatus according to claim 6 wherein at least one of the browsers is operative to produce a non-visible output, wherein the non-visible output is operative to cause the computer to control operation of the at least one display device.

8. The apparatus according to claim 6 wherein at least one of the first browser and second browser is operative to cause a visible output through the at least one display device.

9. The apparatus according to claim 8 wherein the at least one first document includes at least one show instruction, and wherein the computer is operative responsive to the at least one show instruction to cause a further visible output through a display device of the automated banking machine responsive to the second browser.

10. The apparatus according to claim 9 wherein the at least one first document includes at least one size instruction, and wherein the computer is operative responsive to the at least one size instruction to size the further visible output.

11. The apparatus according to claim 1 wherein the at least one document includes at least one markup language document.

12. The apparatus according to claim 1 wherein the automated banking machine includes a plurality of transaction function devices in operative connection with the computer, wherein the transaction function devices include the at least one display device, wherein the computer is operative to cause the transaction function devices to operate responsive to instructions in at least one document processed by at least one of the browsers.