Method and apparatus for buyer identification
First Claim
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1. A method for enabling identification of a buyer to be used in conjunction with a face to face sales transaction, comprising the steps of:
- receiving, by a personal device of a buyer, from equipment of a seller, a public key that enables the personal device to encrypt information sent between the personal device of a buyer and the equipment of a seller;
generating an electronic portrait of a buyer, the electronic portrait enabling generation of a physical identifier for comparison to the buyer by a seller during the sales transaction;
storing the electronic portrait within a digital certificate in a personal device to enable access of the electronic portrait by the seller during the sales transaction wherein the personal device includes a service module stored within a memory of the personal device issued by an issuer that guarantees payment, the service module including at least one private key and the digital certificate, wherein the private key is an encryption tool which, when combined with the public key received from equipment of a seller enables the personal device to encrypt information transmitted between the personal device and the equipment of the seller via a wireless interface; and
transmitting the electronic portrait to the seller via the wireless interface during the sales transaction.
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Abstract
The present invention comprises an apparatus and method for generating and storing an electronic portrait of a buyer within a personal device such as a mobile telephone. An electronic portrait enables the generation of a physical identifier for comparison to the buyer by a seller during a transaction. Using the physical identifier transmitted to the seller via a wireless communications link, the seller can establish whether or not the buyer is authorized to make the transaction.
11 Citations
32 Claims
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1. A method for enabling identification of a buyer to be used in conjunction with a face to face sales transaction, comprising the steps of:
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receiving, by a personal device of a buyer, from equipment of a seller, a public key that enables the personal device to encrypt information sent between the personal device of a buyer and the equipment of a seller; generating an electronic portrait of a buyer, the electronic portrait enabling generation of a physical identifier for comparison to the buyer by a seller during the sales transaction; storing the electronic portrait within a digital certificate in a personal device to enable access of the electronic portrait by the seller during the sales transaction wherein the personal device includes a service module stored within a memory of the personal device issued by an issuer that guarantees payment, the service module including at least one private key and the digital certificate, wherein the private key is an encryption tool which, when combined with the public key received from equipment of a seller enables the personal device to encrypt information transmitted between the personal device and the equipment of the seller via a wireless interface; and transmitting the electronic portrait to the seller via the wireless interface during the sales transaction. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A method for enabling identification of a buyer to be used in conjunction with a sales transaction, comprising the steps of:
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receiving, by a personal device of a buyer, from equipment of a seller, a public key that enables the personal device to encrypt information sent between the personal device of a buyer and the equipment of a seller; receiving an electronic portrait contained within a digital certificate from the personal device via a short range wireless interface, the electronic portrait enabling generation of a physical identifier for comparison to the buyer by the seller using equipment of the seller wherein the personal device includes a service module stored within a memory of the personal device issued by an issuer that guarantees payment, the service module including at least one private key and the digital certificate, wherein the private key is an encryption tool which, when combined with the public key received from equipment of a seller enables the personal device to encrypt information transmitted between the personal device and the equipment of the seller via the wireless interface; generating the physical identifier from the received electronic portrait; displaying the physical identifier to the seller using equipment of the seller; and completing the sales transaction if the physical identifier corresponds to the buyer. - View Dependent Claims (9, 10, 11, 12, 13, 14, 15, 16)
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17. A method for enabling identification of a buyer to be used in conjunction with a sales transaction comprising the steps of:
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receiving, by a personal device of a buyer, from equipment of a seller, a public key that enables the personal device to encrypt information sent between the personal device of a buyer and the equipment of a seller; generating an electronic portrait of a buyer, the electronic portrait enabling generation of a physical identifier for comparison to the buyer by a seller; storing the electronic portrait within a digital certificate in the personal device to enable access of the electronic portrait by the seller during the sales transaction wherein the personal device includes a service module stored within a memory of the personal device issued by an issuer that guarantees payment, the service module including at least one private key and the digital certificate, wherein the private key is an encryption tool which, when combined with the public key received from equipment of a seller enables the personal device to encrypt information transmitted between the personal device and the equipment of the seller via a wireless interface; establishing a wireless communications link between a personal device and the seller; receiving the electronic portrait from a buyer via the Bluetooth communications link; generating the physical identifier from the received electronic portrait; displaying the physical identifier to the seller on equipment of the seller; and completing the sales transaction if the physical identifier corresponds to the buyer. - View Dependent Claims (18, 19, 20, 21, 22, 23, 24, 25, 26)
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27. An electronic personal device enabling identification of a buyer to be used in conjunction with a sales transaction comprising:
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a memory; an electronic portrait stored within the memory, the electronic portrait enabling generation of a physical identifier for comparison to the buyer by a seller during the sales transaction, wherein the personal device includes a service module stored within the memory of the personal device issued by an issuer that guarantees payment, the service module including at least one private key and the digital certificate, wherein the private key is an encryption tool which, when combined with the public key received from equipment of a seller enables the personal device to encrypt information transmitted between the personal device and the equipment of the seller via a wireless interface; and transmission circuitry enabling a wireless communications link between the buyer and the seller for transmission of the electronic portrait. - View Dependent Claims (28, 29, 30, 31, 32)
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Specification