Validating e-commerce transactions

• US 7,653,577 B2
• Filed: 02/19/2008
• Issued: 01/26/2010
• Est. Priority Date: 02/19/2008
• Status: Active Grant

• Current Assignee: Go Daddy Operating Company LLC (GoDaddy, Inc.)
• Original Assignee: Go Daddy Group Incorporated (GoDaddy, Inc.)
• Inventors: Warner, Neil
• Primary Examiner(s): DUNHAM, JASON B
• Application Number:
  US12/033,662
• Publication Number:
  US 20080140442A1
• Time in Patent Office: 707 Days
• Field of Search: 705/26, 705/27
• US Class Current: 705/26.41
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 30/0185 Product, service or business identity fraud
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 30/0609 Buyer or seller confidence or verification
• CPC Class Codes: G06Q 30/0613 Third-party assisted

Abstract

Methods of the present invention allow for validating eCommerce transactions. An exemplary method for validating an eCommerce transaction may comprise the steps of validating a Hosting Provider, validating a Merchant using the Hosting Provider to host an eCommerce website, and validating a Customer who may purchase goods or services from the Merchant via the eCommerce website. If the Hosting Provider, Merchant, and Customer are validated, an eCommerce transaction may be approved.

Claims

1. A method, comprising the steps of:

a) validating, by at least one server computer, a Hosting Provider, wherein said Hosting Provider comprises an entity providing website hosting services to third parties, by;

i) determining an IP address used by said Hosting Provider;

ii) determining that said Hosting Provider satisfies a pre-established criteria, wherein said pre-established criteria comprises the Payment Card Industry Data Security Standard; and

iii) validating the security of a system operated by said Hosting Provider;

b) validating, by said at least one server computer, a Merchant using said Hosting Provider to host an eCommerce website by;

i) determining that said Merchant satisfies a pre-established criteria;

ii) verifying the reputation of a domain name registered to said Merchant;

iii) verifying the reputation of a website operated by said Merchant; and

iv) determining whether a website operated by said Merchant is SSL-certified;

c) validating, by said at least one server computer, a Customer who may purchase goods or services from said Merchant via said eCommerce website by;

i) determining that said Customer satisfies a pre-established criteria;

ii) analyzing said Customer'"'"'s purchase history;

iii) confirming said Customer is authorized to use a credit card; and

iv) analyzing said Customer'"'"'s eCommerce reputation; and

d) responsive to a determination that said Hosting Provider, said Merchant, and said Customer are validated, approving, by said at least one server computer, an eCommerce transaction involving said Hosting Provider, said Merchant, and said Customer.