Cash dispensing ATM system with multiple entity interface
First Claim
Patent Images
1. a method of operating a cash dispensing automated banking machine comprising the steps of:
- a) causing through operation of at least one processor of an automated banking machine which includes a cash dispenser, a card reader of the machine to read data from a card, which data corresponds to an entity with which a customer operating the machine has an account;
b) accessing at least one document at an address determined responsive to the data read in (a);
c) providing through operation of a browser operating in the at least one processor responsive to the at least one document accessed in (b), at least one visual output through a display device on the automated banking machine, which at least one visual output uniquely corresponds to the entity with which the customer has the account.
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Abstract
A method of operating a cash dispensing automated banking machine includes causing through operation of a processor of a cash dispensing automated banking machine, a card reader of the machine to read data from a card which corresponds to an entity with which a customer operating the machine has an account. The method also includes providing through operation of the processor, at least one visual output through a display device on the automated banking machine, The visual output uniquely corresponds to the entity with which the customer has the account.
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Citations
12 Claims
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1. a method of operating a cash dispensing automated banking machine comprising the steps of:
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a) causing through operation of at least one processor of an automated banking machine which includes a cash dispenser, a card reader of the machine to read data from a card, which data corresponds to an entity with which a customer operating the machine has an account; b) accessing at least one document at an address determined responsive to the data read in (a); c) providing through operation of a browser operating in the at least one processor responsive to the at least one document accessed in (b), at least one visual output through a display device on the automated banking machine, which at least one visual output uniquely corresponds to the entity with which the customer has the account. - View Dependent Claims (2)
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3. An article bearing computer executable instructions operative to cause at least one processor in an automated banking machine to cause the automated banking machine to carry out the method comprising:
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a) causing through operation of the at least one processor of the automated banking machine which includes a cash dispenser, a card reader of the machine to read data from a card, which data corresponds to an entity with which a customer operating the machine has an account; b) accessing at least one document at an address determined responsive to the data read in (a); c) providing through operation of a browser operating in the at least one processor responsive to the at least one document accessed in (b), at least one visual output through a display device on the automated banking machine, which at least one visual output uniquely corresponds to the entity with which the customer has the account.
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4. A method of operating a cash dispensing automated banking machine comprising:
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a) reading card indicia on a card presented by a customer to the automated banking machine through operation of at least one reader of the machine, the card indicia including entity data corresponding to an entity with which the customer has an account, and wherein the automated banking machine includes at least one computer and a cash dispenser; b) causing, through operation of the at least one computer, network address data to be resolved responsive to the entity data and data stored in a data store in operative connection with the at least one processor; c) operating browser software in the at least one computer of the automated banking machine responsive to the resolved network address data, to access at least one document at least one network address in a network, wherein the network address accessed corresponds to an address of a server adapted to deliver the at least one document, wherein the at least one document corresponds to the entity with which the customer has the account; d) causing, through operation of the at least one computer, a plurality of visual screens associated with a banking transaction to be output through a display device of the machine, including; causing, through operation of the browser software responsive to the at least one document, at least one visual output to be included in at least one of the screens, which visual output is uniquely associated with the entity with which the customer has the account. - View Dependent Claims (5, 6)
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7. An article bearing computer executable instructions operative to cause at least one computer in an automated banking machine to cause the machine to carry out a method comprising:
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a) reading card indicia on a card presented by a customer to the automated banking machine through operation of a t least one reader of the machine, the card indicia including entity data corresponding to an entity with which the customer has an account, and wherein the automated banking machine includes a cash dispenser; b) causing, through operation of the at least one computer, network address data to be resolved responsive to the entity data and data stored in a data store in operative connection with the at least one computer; c) operating browser software in the at least one computer of the automated banking machine responsive to the resolved network address data, to access at least one document at a network address in a network, wherein the network address accessed corresponds to an address of a server adapted to deliver the at least one document, wherein the at least one document corresponds to the entity with which the customer has the account; d) causing, through operation of the at least one computer, a plurality of visual screens associated with a banking transaction to be output through display device of the machine, including; causing, through operation of the browser software responsive to the at least one document, at least one visual output to be included in at least one of the screens, which visual output is uniquely associated with the entity with which the customer has the account.
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8. A cash dispensing automated banking machine system comprising:
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a plurality of institution servers, each institution server associated with one of a plurality of financial institutions, wherein each institution server has at least one unique network address, and wherein each institution server is operative to deliver at least one document associated with the respective institution; at least one network in operative connection with each of the plurality of institution servers; at least one automated banking machine, wherein the at least one banking machine includes at least one computer having browser software operating therein, a card reader, a display device, and a cash dispenser in operative connection with the at least one computer; wherein the automated banking machine is operative responsive to reading card indicia on a card read through operation of the card reading device, to cause the browser software to cause the at least one computer to communicate through the at least one network with a network address of an institution server corresponding to the card indicia, wherein the at least one computer is operative responsive to the browser software to process at least one document accessed through the institution server, and to cause a visual output responsive to the document to be provided through the display device of the automated banking machine. - View Dependent Claims (9, 10, 11)
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12. A method of operating a cash dispensing automated banking machine comprising the steps of:
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a) causing responsive to operation of at least one processor of an automated banking machine which includes a cash dispenser, a card reader of the machine to read data from a card, which data corresponds to an entity with which a customer operating the machine has an account; b) providing responsive to operation of a browser operating in the at least one processor, at least one visual output through display device on the automated banking machine, which at least one visual output uniquely corresponds to the entity with which the customer has the account and is generated responsive to information accessed at an address determined responsive to the data read in (a).
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Specification