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Value transfer systems and methods

  • US 7,664,703 B2
  • Filed: 07/26/2002
  • Issued: 02/16/2010
  • Est. Priority Date: 10/26/1999
  • Status: Active Grant
First Claim
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1. A method for facilitating the transfer of value, the method comprising:

  • receiving at a host computer system from a remote computer a request from a sender to transfer value;

    transmitting from the host computer system a computer readable document requesting information on the requested transfer, wherein the requested information on the transfer comprises information about a recipient of the value;

    receiving the requested information at the host computer system;

    determining with the host computer system multiple options for transferring the value based on the received information about the recipient; and

    transmitting from the host computer system a computer readable document containing at least one recommended option for selection in completing the transfer, wherein the recommended option is based on the received information about the recipient so that it is tailored to the recipient.

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