Lockbox imaging system
First Claim
1. A lockbox processing system for processing lockbox remittances, the lockbox remittances comprising a check and at least one document associated with the check, the check and at least one document forming a group, the check having a check number associated therewith, the system comprising:
- a document capture component, the document capture component scanning the at least one document thereby generating a document image, the document capture component further generating a document data record that identifies the at least one document;
a first memory coupled to the document capture component and storing the document image and the document data record;
a check capture component, the check capture component scanning the check thereby generating a check image, the check capture component further generating a check data record that identifies the check;
a second memory coupled to the cheek capture component and storing the check image and the check data record;
a header generator for generating a header sheet wherein the header sheet identifies the document image; and
a processor coupled to the first memory and the second memory, the processor logically associating the check data record, the document data record, the check image and the document image;
wherein the processor further retrieves the check image and the check data record from one or more of the first memory and the second memory and stores the check image and the check data record in one or more of the first memory and the second memory, and wherein the logical association is performed.
1 Assignment
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Accused Products
Abstract
A system and method for imaging and capturing information from checks and documents contained in a lockbox remittance. A computer workstation is used to generate and print a header sheet that includes information identifying the check. The header sheet is appended to the front of the documents and the document are imaged using a scanner. Identifying information from each of the documents is used to create a data record for each document. In parallel to the scanning of the documents, the checks are scanned and images are created for each of the checks. Additionally, identifying information from each of the checks (e.g., the check number, the amount, etc.) is manually input into a database, thus creating a data record for each check. Once all of the data entry and scanning has been completed, an automatic association process takes place in which the check data records, the check images, the document data records and the document images are all automatically associated and cross-referenced such that the system recreates an electronic version of the original batch of physical papers. All of the associated data and images are contained in a database, from which all of the information for a lockbox customer can be electronically retrieved over the Internet.
499 Citations
31 Claims
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1. A lockbox processing system for processing lockbox remittances, the lockbox remittances comprising a check and at least one document associated with the check, the check and at least one document forming a group, the check having a check number associated therewith, the system comprising:
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a document capture component, the document capture component scanning the at least one document thereby generating a document image, the document capture component further generating a document data record that identifies the at least one document; a first memory coupled to the document capture component and storing the document image and the document data record; a check capture component, the check capture component scanning the check thereby generating a check image, the check capture component further generating a check data record that identifies the check; a second memory coupled to the cheek capture component and storing the check image and the check data record; a header generator for generating a header sheet wherein the header sheet identifies the document image; and a processor coupled to the first memory and the second memory, the processor logically associating the check data record, the document data record, the check image and the document image; wherein the processor further retrieves the check image and the check data record from one or more of the first memory and the second memory and stores the check image and the check data record in one or more of the first memory and the second memory, and wherein the logical association is performed. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31)
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Specification
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- Resources
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Current AssigneeJP Morgan Chase Bank, N.A. (JP Morgan Chase & Co)
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Original AssigneeJP Morgan Chase Bank, N.A. (JP Morgan Chase & Co)
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InventorsMathur, Sumit, Mao, Paul, Price, Joanne
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Primary Examiner(s)Lu; Tom Y
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Application NumberUS12/254,247Publication NumberTime in Patent Office491 DaysField of Search382/137US Class Current382/137CPC Class CodesG06Q 20/042 characterized in that the p...G06V 10/10 Image acquisition document ...
