Interactive activity interface for managing personal data and performing transactions over a data packet network
First Claim
1. A computerized appliance for controlling display, manipulation, and transaction parameters of aggregated data compiled from a plurality of data sources including a suite of software modules installed on and executing from a digital memory of the computer appliance, the suite comprising the following software modules:
- a calendar software module having at least one display interface for viewing and manipulation of time and date-sensitive calendar data;
a transaction software module having at least one display interface for viewing and manipulation of financially oriented account data;
a portfolio tracking software module having at least one display interface for viewing and manipulation of investment oriented account data;
a net-worth reporting software module having at least one display interface for displaying a solution-oriented net-worth report compiled from the account data;
a bill-payment software module having at least one display interface for viewing of current billing data; and
an account-alert software module having at least one display interface for reporting time and event sensitive account alerts related to changes in account data due to occurring events or pre-configured time parameters;
wherein the data manipulated and displayed by the software modules is data retrieved from external business Web sites on a data-packet-network where an individual user holds accounts requiring at least the individual'"'"'s user name and password to access the data, and the software modules are selectively interlinked and enabled to communicate with other modules exchanging data in such a way that the data incorporated in the software modules may be affected by actions performed in the other related modules, and the user is enabled to navigate and conduct transactions and reporting between the modules via the single user interface.
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Accused Products
Abstract
A software suite for enabling viewing and manipulation of multiple categories of aggregated data compiled from a plurality of data sources and accessible through a single interface operated on a data-packet-network is provided. The data sources are available for direct network-access through multiple access points available from within the interface. The software suite comprises, a calendar module having at least one display interface for enabling viewing and manipulation of time and date-sensitive calendar data, a transaction module having at least one display interface for enabling viewing and manipulation of financially oriented account data, a portfolio tracking module having at least one display interface for enabling viewing and manipulation of investment oriented account data, a net-worth reporting module having at least one display interface for displaying a solution-oriented net-worth report compiled from the aggregated data, a bill-payment module having at least one display interface for enabling viewing and initiation of payment action regarding current billing data and an account-alert module having at least one display interface for reporting time and event sensitive account alerts related to changes in account data due to occurring events or pre-configured time parameters.
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Citations
24 Claims
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1. A computerized appliance for controlling display, manipulation, and transaction parameters of aggregated data compiled from a plurality of data sources including a suite of software modules installed on and executing from a digital memory of the computer appliance, the suite comprising the following software modules:
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a calendar software module having at least one display interface for viewing and manipulation of time and date-sensitive calendar data; a transaction software module having at least one display interface for viewing and manipulation of financially oriented account data; a portfolio tracking software module having at least one display interface for viewing and manipulation of investment oriented account data; a net-worth reporting software module having at least one display interface for displaying a solution-oriented net-worth report compiled from the account data; a bill-payment software module having at least one display interface for viewing of current billing data; and an account-alert software module having at least one display interface for reporting time and event sensitive account alerts related to changes in account data due to occurring events or pre-configured time parameters; wherein the data manipulated and displayed by the software modules is data retrieved from external business Web sites on a data-packet-network where an individual user holds accounts requiring at least the individual'"'"'s user name and password to access the data, and the software modules are selectively interlinked and enabled to communicate with other modules exchanging data in such a way that the data incorporated in the software modules may be affected by actions performed in the other related modules, and the user is enabled to navigate and conduct transactions and reporting between the modules via the single user interface. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A network-based control system for controlling display, manipulation, and transaction parameters of aggregated data compiled from a plurality of data sources, the control capability extended through a single software interface operated on a data-packet-network comprising:
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a portal server operating on the network for enabling user-access to the system through the single interface, the single software interface comprising a plurality of control and report software modules for controlling categorization, viewing, reporting and manipulation aspects of the aggregated data; a mass data repository for storing the aggregated data; a database reporting software for accepting input from the software interface through individual ones of the control and report software modules and for performing calculations, manipulations, and ordering transactions based on the received input; and a user-access device connected to the network for accessing the portal server and receiving the single user software interface; wherein the data sources are external business Web sites where individual users hold accounts requiring at least the individual'"'"'s user name and password to access the data and the software modules are selectively interlinked and enabled to communicate with other modules exchanging data in such a way that the data incorporated in the software modules may be affected by actions performed in the other modules, and the individual user is enabled to navigate and conduct transactions and reporting between the modules via the single user interface. - View Dependent Claims (11, 12, 13, 14, 15, 16, 17)
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18. A method for enabling single-point control over various display, reporting, computation, and transactional aspects of data aggregated on behalf of a user from a plurality of data sources operating on a data-packet-network comprising steps of:
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(a) providing a network-interface vehicle having a software suite comprising a plurality of control and report software modules embedded therein, the interface serving as a single-point control apparatus; (b) connecting the plurality of control and report modules to a database reporting software through application-program-interface implementation; (c) providing additional display interfaces launch-able from individual ones of the plurality of control report modules, the display interfaces containing interactive links to utilities for configuring the aspects of data display and for ordering transactions through the modules; (d) interlinking selected ones of the software modules with other selected ones of the software modules; and (e) rendering the network-interface vehicle accessible to the user operating a remote data-access device connected to the network; wherein the data sources are external business Web sites where individual users hold accounts requiring at least the individual'"'"'s user name and password to access the data and the interlinked software modules are enabled to communicate with other software modules exchanging data in such a way that the data incorporated in the interlinked modules may be affected by actions performed in other modules, and the individual user navigates, conducts transactions, data processing and generates reports containing the data via access to all of the software modules via the single user interface. - View Dependent Claims (19, 20, 21, 22, 23, 24)
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Specification