System and method for personal identification number distribution and delivery
First Claim
1. A method of obtaining a personal identification number (PIN) from a client terminal, comprising:
- storing, at the client terminal, PINs for plural prepaid services;
receiving, at the client terminal, a request for a PIN associated with a desired prepaid service;
sending, from the client terminal, a PIN request to a server when the desired prepaid service does not correspond to one of the plural prepaid services;
receiving, at the client terminal, at least a requested PIN associated with the desired prepaid service wherein the requested PIN is received on-demand in response to the PIN request; and
dispensing the requested PIN from the client terminal.
6 Assignments
0 Petitions
Accused Products
Abstract
A system and method for obtaining a personal identification number (PIN) from a client terminal is disclosed herein. The method includes storing, at the client terminal, PINs for plural prepaid services. The method also includes receiving, at the client terminal, a request for a PIN associated with a desired prepaid service corresponding to one of the plural prepaid services. A PIN request is then sent, from the client terminal, to a server when less than a predefined number of PINs associated with the desired prepaid service are stored at the client terminal. In response, one or more PINs associated with the desired prepaid service are received at the client terminal. The method further includes dispensing at least one PIN corresponding to the desired prepaid service from the client terminal.
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Citations
23 Claims
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1. A method of obtaining a personal identification number (PIN) from a client terminal, comprising:
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storing, at the client terminal, PINs for plural prepaid services; receiving, at the client terminal, a request for a PIN associated with a desired prepaid service; sending, from the client terminal, a PIN request to a server when the desired prepaid service does not correspond to one of the plural prepaid services; receiving, at the client terminal, at least a requested PIN associated with the desired prepaid service wherein the requested PIN is received on-demand in response to the PIN request; and dispensing the requested PIN from the client terminal. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A client terminal, comprising:
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a processor; a first interface disposed to receive a first request for a PIN associated with a first desired prepaid service and a second request for a PIN associated with a second desired prepaid service; memory operatively coupled to the processor, the memory including instructions of an application program executed by the processor and caching at least a first requested PIN associated with the first desired prepaid service; a dispensing mechanism through which is dispensed, under the control of the application program, the first requested PIN in response to the first request for a PIN; and a second interface through which is transmitted, to a server, a PIN request generated by the application program when the application program determines that at least one PIN associated with the second desired prepaid service is not cached within the memory; wherein the dispensing mechanism is further configured to dispense, under the control of the application program and in substantially real time relative to receipt of the second request for a PIN, a second requested PIN associated with the second desired prepaid service wherein the second requested PIN is received through the second interface. - View Dependent Claims (9, 10, 11, 12, 13, 14, 15)
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16. A system for delivering personal identification numbers (PINs) to client terminals, the system comprising:
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a server containing a processor and memory operatively coupled to the processor; and a database in communication with the server, the database containing; a plurality of sets of PINs associated with a corresponding plurality of prepaid services, and a set of records wherein each of the records includes information identifying ones of said plurality of prepaid services for which one of the client terminals is disposed to store plural PINs; wherein the processor executes instructions stored in the memory for sending, to a first of the client terminals from which a PIN request corresponding to one of the plurality of prepaid services is received, at least one PIN associated with the one of the plurality of prepaid services wherein the at least one PIN is sent in substantially real time relative to receipt of the PIN request. - View Dependent Claims (17, 18, 19, 20)
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21. A method of obtaining a personal identification number (PIN) from a client terminal, comprising:
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storing, at the client terminal, PINs for plural prepaid services; receiving, at the client terminal, a request for a PIN associated with a desired prepaid service corresponding to one of the plural prepaid services; sending, from the client terminal, a PIN request to a server when less than a predefined number of PINs associated with the desired prepaid service are stored at the client terminal; receiving, at the client terminal and in response to the PIN request, one or more PINs associated with the desired prepaid service; dispensing at least one PIN corresponding to the desired prepaid service from the client terminal. - View Dependent Claims (22, 23)
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Specification