System and method for delivering a financial message
First Claim
Patent Images
1. A computer system that delivers financial messages to individual clients comprising:
- a processor and memory;
the memory storing a messaging system that further comprises a registration system module, a message creation system module and an intervention system module;
the processor executing the registration system module that registers in the memory user preferences that determine financial messages to deliver to individual clients;
the processor executing the message creation system module that automatically creates financial messages in accordance with the registered user preferences for the individual clients and delivers the automatically created financial messages to the individual clients after a predetermined delay;
the processor executing the intervention system module that, during the delay, generates a user interface through which to present at least one financial message from among the automatically generated financial messages, receives user commands input through the user interface to modify the at least one financial message, and modifies content of the at least one financial message according the user commands, resulting in a modified financial message that is delivered to the individual client by the processor executing the message creation system module.
4 Assignments
0 Petitions
Accused Products
Abstract
Systems and a method for delivering a financial message. The system for delivering a financial message includes, inter alia, an intervention system configured to allow an internal user of the system to add or edit content of a message to a client user prior to delivery. Advantageously, financial advisors and other internal users have the ability to interact with a client user to provide proactive financial advice.
-
Citations
15 Claims
-
1. A computer system that delivers financial messages to individual clients comprising:
-
a processor and memory; the memory storing a messaging system that further comprises a registration system module, a message creation system module and an intervention system module; the processor executing the registration system module that registers in the memory user preferences that determine financial messages to deliver to individual clients; the processor executing the message creation system module that automatically creates financial messages in accordance with the registered user preferences for the individual clients and delivers the automatically created financial messages to the individual clients after a predetermined delay; the processor executing the intervention system module that, during the delay, generates a user interface through which to present at least one financial message from among the automatically generated financial messages, receives user commands input through the user interface to modify the at least one financial message, and modifies content of the at least one financial message according the user commands, resulting in a modified financial message that is delivered to the individual client by the processor executing the message creation system module. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
-
-
9. A computer system that delivers financial messages to individual clients comprising:
-
a processor and memory; the memory storing a messaging system that further comprises a message creation system module and an intervention system module; the processor executing the message creation system module that automatically creates financial messages and delivers the automatically created financial messages to the individual clients after a predetermined delay; the processor executing the intervention system module that, during the delay, generates a user interface through which to present at least one financial message from among the automatically generated financial messages, receives user commands input through the user interface to modify the at least one financial message, and modifies content of the at least one financial message according to the user commands, resulting in a modified financial message that is delivered to the individual client by the processor executing the message creation system module. - View Dependent Claims (10, 11)
-
-
12. A computerized method for delivering financial messages to individual clients comprising:
-
automatically creating financial messages by a computer for delivery to the individual clients; delaying delivery of at least one of the financial messages to an individual client by the computer; and during the delay, generating a user interface by the computer through which to present the at least one financial message from among the automatically generated financial messages;
receiving user commands by the computer input through the user interface to modify the at least one financial message; and
modifying content of the at least one financial message by the computer according to the user commands, resulting in a modified financial message; anddelivering the modified financial message by the computer to the individual client. - View Dependent Claims (13, 14, 15)
-
Specification