×

System and method for identity-based fraud detection using a plurality of historical identity records

  • US 7,686,214 B1
  • Filed: 12/30/2004
  • Issued: 03/30/2010
  • Est. Priority Date: 05/12/2003
  • Status: Active Grant
First Claim
Patent Images

1. A method for generating a database of identity records for use in detecting fraud in relation to a new identity record comprising:

  • receiving a plurality of identity records, each comprising identity related information, from a plurality of client institutions;

    storing the identity related information as fields within the plurality of identity records;

    linking the fields associated with the plurality of identity records based on certain characteristics associated with each field,generating a set of nodes based on fields associated with the plurality of identity records;

    generating a set of edges composed of a pair of nodes sharing a common characteristic; and

    forming a graphical network comprising the plurality of linked identity records, nodes, edges and link information.

View all claims
  • 17 Assignments
Timeline View
Assignment View
    ×
    ×