Methods and systems for protection of identity

• US 7,689,007 B2
• Filed: 09/16/2005
• Issued: 03/30/2010
• Est. Priority Date: 09/16/2005
• Status: Expired due to Fees

• Current Assignee: Seagate Technology LLC (Seagate Technology Holdings Plc)
• Original Assignee: Privacy Card LLC
• Inventors: Assaad, Gabriel A., Bous, Joseph M., Marciano, James
• Primary Examiner(s): Mariam, Daniel G
• Application Number:
  US11/227,620
• Publication Number:
  US 20070078786A1
• Time in Patent Office: 1,656 Days
• Field of Search: 382115-116, 382/124, 382/209, 382/218, 382/305, 340/5.81, 340/5.85, 340/5.86, 705/405, 713/186
• US Class Current: 382/115
• CPC Class Codes: G06F 21/6245 Protecting personal data, e.g. for financial or medical purposes
• CPC Class Codes: G06Q 20/383 Anonymous user system
• CPC Class Codes: G06Q 40/03 Credit; Loans; Processing thereof
• CPC Class Codes: G06Q 50/265 Personal security, identity or safety
• CPC Class Codes: G06Q 99/00 Subject matter not provided for in other groups of this subclass

Abstract

The present invention relates to a method to the creation and management of a secondary identification to avoid identify theft. Identity theft may occur over the internet, the purchase of goods and services by credit, and many other forms not yet known. The present invention creates a secondary identification for a person by creating one or more of the following secondary identifications which include a secondary email address, a secondary postal address, a secondary phone number, and any other identifying secondary information. The present invention describes methods and systems to create a secondary identification. Further, the present invention may be used to create a credit card containing the requestor'"'"'s secondary identification.

Claims

1. A computer-implemented method performed by a computer server apparatus for processing requests for secondary identifications comprising the steps of:

receiving from a requestor a request to the computer server apparatus for a secondary identification;

receiving from the requestor an authorization to the computer server apparatus to generate the secondary identification;

transmitting from the computer server apparatus the authorization to a secondary identification services, the services of the secondary identification services comprising;

A secondary postal address,

A secondary email address,

and A secondary phone number, or A secondary postal address and A secondary email address, or A secondary postal address and A secondary phone number

associating at the computer server apparatus the secondary identification with the requestor;

storing the secondary identification; and

transmitting from the computer server apparatus the secondary identification to the requestor.

2. A method as recited in claim 1, wherein the request is in digital form.

3. A method as recited in claim 2, wherein the request is an HTML document that includes at least one of text or graphic information.

4. A method as recited in claim 2, wherein the request is processed via an application program interface (API) linking the computer server apparatus with the requestor, the request including at least one of text or graphic information.

5. A method as recited in claim 1, wherein the computer server apparatus receives the authorization in digital form together with a digital signature.

6. A method as recited in claim 1, wherein the computer server apparatus receives the authorization as facsimile information representative of a signed tangible authorization form.

7. A method as recited in claim 1, wherein the computer server apparatus assigns each request an identification number.

8. A method as recited in claim 1, wherein the computer server apparatus transmits to a computer system of the secondary identification service the authorization together with identifying information to be associated with the secondary identification.

9. A method as recited in claim 1, wherein the computer server apparatus transmits the authorization to the secondary identification service as facsimile information representative of the authorization to be associated with the secondary identification.

10. A method as recited in claim 1, further comprising the step of transmitting the request from the computer server apparatus to a call center at approximately the same time that the request is transmitted to the secondary identification service.

11. A method as recited in claim 10, wherein the request is assigned according to a pre-existing relationship with the secondary identification service having access to the requested secondary identification.

12. A method as recited in claim 1, wherein the computer server apparatus receives a copy of the requested secondary identification as digital graphic information representative of the secondary identification information.

13. A method as recited in claim 1, wherein the computer server apparatus accesses an electronic database of the secondary identification service to generate the secondary identification.

14. A method as recited in claim 1, wherein the computer server apparatus performs an encryption process on a digital copy of the secondary identification.

15. A method as recited in claim 1, wherein the secondary identification record is sent to the requestor as at least one of a facsimile, a tangible copy, or a digital copy sent via secure connection.

16. A method as recited in claim 1, wherein non-encrypted digital copies of the requested secondary identification are deleted from the computer server apparatus.

17. A method as recited in claim 1, wherein the method is repeated for additional requests for a secondary identification.

18. A method as recited in claim 17, wherein the method further comprises the step of receiving at least one additional request at the computer server apparatus from at least one additional requestor for at least one copy of the requested secondary identification from at least one additional secondary identification service.

19. A method as recited in claim 17, wherein digital copies of the additional secondary identification are stored within an electronic database accessible to the computer server apparatus.

20. A method as recited in claim 19, further comprising the steps of:

determining whether a subsequently requested secondary identification has been previously stored within the electronic database,

obtaining a digital copy of the subsequently requested secondary identification from the database, and

sending the digital copy or a tangible copy of the digital copy to an authorized party.

21. A method as recited in claim 19, wherein the requested secondary identification includes at least one record.

22. A computerized system comprising means for implementing the method recited in claim 19.

23. A method as recited in claim 1, wherein the requestor requests a credit card which contains the secondary identification.

24. A method as recited in claim 1 wherein the computer server apparatus requests a credit card containing the secondary identification.

25. A method as recited in claim 24, wherein the credit card consists comprises of a transaction privacy in which only the total amount due is associated to the requestor.

26. A computer-readable memory having computer-executable instructions for instructing a computer processor of a server apparatus to perform the steps of:

receiving from a requestor a request for a secondary identification;

receiving from the requestor an authorization to generate the secondary identification;

associating the request with the authorization by comparing identifying information associated with the request and identifying information associated with the authorization;

transmitting the request and authorization to a secondary identification service, the services of the secondary identification services comprising;

A secondary postal address,

A secondary email address,

and A secondary phone number or A secondary postal address and A secondary email address, or A secondary postal address and A secondary phone number associating the secondary identification with the request by finding a relationship between he identifying information associated with secondary identification and the identifying information associated with the request;

storing a digital copy of the secondary identification; and

transmitting the secondary identification to the requestor authorized.

27. A computer server apparatus for processing requests for secondary identifications, the apparatus having one or more programs stored in memory, the one or more programs comprising instructions to:

receive from a requestor a request to the computer server apparatus for a secondary identification;

receive from the requestor an authorization to the computer server apparatus to generate the secondary identification;

transmit from the computer server apparatus the authorization to a secondary identification services, the services of the secondary identification services comprising;

a secondary postal address, a secondary email address, and a secondary phone number, or

a secondary postal address and a secondary email address, or

a secondary postal address and a secondary phone number;

associate at the computer server apparatus the secondary identification with the requestor;

store the secondary identification; and

transmit from the computer server apparatus the secondary identification to the requestor.

28. The computer server apparatus of claim 27, wherein the request is in digital form.

29. The computer server apparatus of claim 28, wherein the request is an HTML document that includes at least one of text or graphic information.

30. The computer server apparatus of claim 28, wherein the request is processed via an application program interface (API) linking the apparatus with the requestor, the request including at least one of text or graphic information.

31. The computer server apparatus of claim 27, wherein the apparatus receives the authorization in digital form together with a digital signature.

32. The computer server apparatus of claim 27, wherein the apparatus receives the authorization as facsimile information representative of a signed tangible authorization form.

33. The computer server apparatus of claim 27, wherein the apparatus assigns each request an identification number.

34. The computer server apparatus of claim 27, wherein the apparatus transmits to a computer apparatus of the secondary identification service the authorization together with identifying information to be associated with the secondary identification.

35. The computer server apparatus of claim 27, wherein the apparatus transmits the authorization to the secondary identification service as facsimile information representative of the authorization to be associated with the secondary identification.

36. The computer server apparatus of claim 27, further comprising the step of transmitting the request from the apparatus to a call center at approximately the same time that the request is transmitted to the secondary identification service.

37. The computer server apparatus of claim 36, wherein the request is assigned according to a pre-existing relationship with the secondary identification service having access to the requested secondary identification.

38. The computer server apparatus of claim 27, wherein the apparatus receives a copy of the requested secondary identification as digital graphic information representative of the secondary identification information.

39. The computer server apparatus of claim 27, wherein the apparatus accesses an electronic database of the secondary identification service to generate the secondary identification.

40. The computer server apparatus of claim 27, wherein the apparatus performs an encryption process on a digital copy of the secondary identification.

41. The computer server apparatus of claim 27, wherein the secondary identification record is sent to the requestor as at least one of a facsimile, a tangible copy, or digital copy sent via secure connection.

42. The computer server apparatus of claim 27, wherein non-encrypted digital copies of the requested secondary identification are deleted from the apparatus.

43. The computer server apparatus of claim 27, wherein the instructions are repeated for additional requests for a secondary identification.

44. The computer server apparatus of claim 43, wherein the instructions further comprise the step of receiving at least one additional request at the apparatus from at least one additional requestor for at least one copy of the requested secondary identification from at least one additional secondary identification service.

45. The computer server apparatus of claim 43, wherein digital copies of the additional secondary identification are stored within an electronic database accessible to the apparatus.

46. The computer server apparatus of claim 45, further comprising the instructions to:

determine whether a subsequently requested secondary identification has been previously stored within the electronic database,

obtain a digital copy of the subsequently requested secondary identification from the database, and

send the digital copy or a tangible copy of the digital copy to an authorized party.

47. The computer server apparatus of claim 45, wherein the requested secondary identification includes at least one record.

48. The computer server apparatus of claim 27, wherein the requestor requests a credit card which contains the secondary identification.

49. The computer server apparatus of claim 27, wherein the apparatus requests a credit card containing the secondary identification.

50. The computer server apparatus of claim 49, wherein the credit card comprises a transaction privacy in which only the total amount due is associated to the requestor.