Brokerage management system and method

• US 7,716,105 B1
• Filed: 07/28/2006
• Issued: 05/11/2010
• Est. Priority Date: 07/28/2006
• Status: Expired due to Fees

• Current Assignee: Skyline Financial Corp.
• Original Assignee: Benefit Iq, LLC
• Inventors: Tiedeman, Curt
• Primary Examiner(s): Trammell; James P
• Assistant Examiner(s): OJIAKU, CHIKAODINAKA
• Application Number:
  US11/460,967
• Time in Patent Office: 1,383 Days
• Field of Search: 705/36.R, 705 35- 45, 705/10, 705/14, 707100-104, 235379-380
• US Class Current: 705/36.00R
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: G06Q 40/04 Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
• CPC Class Codes: G06Q 40/06 Asset management; Financial planning or analysis

Abstract

What is provided is a system and method for providing a benefit package. In order to provide the benefit package, a professional utilizes a subscriber application which is configured for the professional'"'"'s given set of services. The professional establishes an arrangement with a large entity. The professional then establishes a provider account on behalf of the large entity. Through this provider account, the benefit package is generated for the employees and individuals associated with the large entity. The employees benefit from the employment relationship by taking advantage of the benefit package negotiated by the employer on their behalf.

Claims

1. A web server method for managing a benefit package, said method comprising:

a. providing a first benefit database hosted on said web server for execution of a first parent subscriber web application (PSWA) configured for a subscriber providing a first set of professional services;

b. generating from said first PSWA a first group of child subscriber web applications (CSWA'"'"'s) for providing said first set of professional services;

c. managing said first group of CSWAs through said first PSWA by enabling and disabling the operation of one or more of said first group of CSWAs;

d. generating from each of said first PSWA and said first group of CSWAs;

i. a first parent provider web account configured by said first PSWA for a first large entity;

ii. a first group of child provider web accounts configured by said first group of CSWAs for a first group of entities;

e. generating from said first parent provider web account and said first group of child provider web accounts respectively;

i. a first benefit client package offering said first set of professional services to a first end-user operating a client platform affiliated with said first large entity;

ii. a first group of benefit client packages offering said first set of professional services to a first group of end users operating client platforms affiliated with said first group of entities.

2. The method according to claim 1 wherein said method further comprises:

generating from said first parent subscriber web application a first group of partner services complementing said first set of professional services.

3. The method according to claim 2 wherein said first set of partner services further comprises:

real estate agent services, insurance agent services, certified public accountant services, Attorney services, appraisal services, building inspection services, financial planning services, retirement planning services.

4. The method according to claim 1 wherein said first set of professional services further comprises:

loan services configured for said subscriber further comprising a banker, a credit union representative, a loan originator.

5. The method according to claim 1 wherein said first set of professional services further comprises:

real estate services configured for said subscriber further comprising a real estate broker, a real estate agent.

6. The method according to claim 1 wherein said first set of professional services further comprises:

certified public accountant services configured for said subscriber further comprising a CPA.

7. The method according to the claim 1 wherein said first of professional services further comprises:

financial planning services configured for said subscriber further comprising a professional financial planner.

8. The method according to claim 1 wherein said first of professional services further comprises:

Attorney services configured for said subscriber further comprising an attorney.

9. The method according to claim 1 wherein said first set of professional services further comprises:

retirement planning services configured for said subscriber further comprising a retirement planner.

10. The method according to claim 1 wherein said first set of professional services further comprises:

appraisal services configured for said subscriber further comprising an appraiser.

11. The method according to claim 1 aren'"'"'t said first of professional services further comprises:

building inspection services configured for said subscriber further comprising a building inspector.

12. The method according to claim 1 wherein said first large entity further comprises:

a corporation, an organization, a union, a group of affiliated individuals such as an association, governmental agencies, nongovernmental agency.

13. The method according to claim 1 wherein said method further comprises:

a. managing said first group of CSWAs through said first parent subscriber web application by;

b. providing an overview listing of said first group of child subscriber web applications;

c. providing a summary of said first group of child provider web accounts configured for said first group of entities;

d. enabling the generation of a new child subscriber web application;

e. enabling the disabling from said first group of child subscriber web applications an existing child subscriber web application.

14. The method according to claim 13 wherein said managing licensing compliance of said subscriber further comprises:

indicating said professional subscriber is one of the following;

a mortgage banker, and mortgage broker, a real estate broker, real estate agent, an attorney, a licensed financial adviser, a certified public accountant, a licensed real estate appraiser, a licensed home inspector.

15. The method according to claim 1 wherein said method further comprises:

managing licensing compliance of said subscriber providing said first of professional services.

16. The method according to claim 13 wherein said managing licensing compliance of said subscriber further comprises:

a. indicating said user is a professional subscriber;

b. choosing a jurisdiction from a list of jurisdictions wherein said professional subscriber is licensed;

c. optionally entering the license number and jurisdiction for the professional subscriber.

17. The method according to the claim 1 wherein said method further comprises:

managing subscriber billing information by;

entering credit card information, recording credit card information, processing credit card information.

18. The method according to claim 1 wherein said method further comprises:

managing subscriber resources by;

providing a user'"'"'s manual, supplying order forms, providing a success guide, providing membership cards for end users, providing business timelines, providing marketing scripts, providing introductory letters.

19. The method according to claim 1 wherein said method further comprises:

a. creating a new end user benefit application;

b. editing an existing end-user benefit application;

c. deleting an existing end-user benefit application;

d. listing a plurality of end-user benefit applications by category;

e. exporting an existing end-user benefit application.

20. The method according to claim 1 wherein said method further comprises:

a. creating partner information;

b. listing partner information;

c. editing partner information;

d. deleting partner information.

21. The method according to claim 1 wherein said method further comprises:

a. creating a newsletter template configured for said professional subscriber;

b. entering a new article into said newsletter template;

c. listing a plurality of articles previously provided by said professional subscriber;

d. editing an existing article;

e. providing a list of recipients for said newsletter.

22. The method according to claim 1 wherein said method further comprises:

generating from said first parent subscriber web application a first group of partner services complementing said first set of professional services.