Card activated cash dispensing automated banking machine component authentication system and method

• US 7,721,951 B1
• Filed: 06/11/2007
• Issued: 05/25/2010
• Est. Priority Date: 07/16/2002
• Status: Active Grant

• Current Assignee: Diebold Nixdorf, Incorporated
• Original Assignee: Diebold Self-Service Systems (Diebold Nixdorf, Incorporated)
• Inventors: Block, James, Edwards, Judith, McCoy, Donald, Parsons, Donald
• Primary Examiner(s): LE, THIEN MINH
• Application Number:
  US11/811,864
• Time in Patent Office: 1,079 Days
• Field of Search: 235/379, 235/380, 235/383, 235/382, 235/486, 235/487, 235/492, 235/375
• US Class Current: 235/379
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/3823 combining multiple encryption tools for a transaction
• CPC Class Codes: G06Q 20/3825 Use of electronic signatures
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/206 Software aspects at ATMs
• CPC Class Codes: G07F 7/084 Additional components relating to data transfer and storing, e.g. error detection, self-diagnosis
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Abstract

A card activated cash dispensing automated banking machine is provided which includes a safe and at least a portion of a cash dispenser positioned within the safe. The cash dispenser includes an input device which when manually operated from within the safe causes the cash dispenser to accept data usable to authenticate communicates received from a computer located outside the safe in the automated banking machine. The cash dispenser is operative responsive to authenticated communication to dispense cash.

Claims

1. A card activated cash dispensing automated banking machine comprising:

at least one computer;

a card reader in operative connection with the at least one computer;

a cash dispenser in operative connection with the at least one computer, wherein the cash dispenser includes at least one input device, wherein the at least one input device is operative to receive an input through manual operation of the at least one input device;

a safe, wherein the safe includes a door movable between a closed position and an open position with respect to an opening into the safe, wherein at least a portion of the cash dispenser is located within the safe, wherein the at least one input device of the cash dispenser is located within the safe, wherein when the door of the safe is in the open position, the at least one input device is capable of being manually operated, wherein the at least one computer is located in the machine outside the safe, wherein the cash dispenser is responsive to an input received through manual operation of the input device carried out within the safe to cause the cash dispenser to accept data received from the least one computer by the cash dispenser for use with authenticating communications received by the cash dispenser from the at least one computer, wherein when the door is in the closed position, the cash dispenser is operative to authenticate at least one communication received from the at least one computer using the accepted data, wherein the cash dispenser is operative to dispense cash responsive to the at least one authenticated communication received from the at least one computer.

2. A card activated cash dispensing automated banking machine comprising:

at least one computer,

a card reader in operative connection with the at least one computer,

a cash dispenser in operative connection with the at least one computer, wherein the cash dispenser includes at least one input device, wherein the at least one input device is operative to receive an input through manual operation of the at least one input device,

a safe, wherein the safe includes a door movable between a closed position and an open position with respect to an opening into the safe, wherein at least a portion of the cash dispenser is located within the safe, and wherein the at least one input device of the cash dispenser is located within the safe,

wherein the door in the open position is operative to permit manual operation of the at least one input device and in the closed position is operative to prevent manual operation of the at least one input device by a user positioned outside the safe,

wherein the at least one computer is located in the machine outside the safe, and wherein the cash dispenser is operatively configured to accept authentication data from the at least one computer responsive at least in part to an input received through manual operation of the at least one input device carried out within the safe, and wherein the cash dispenser is operatively configured to not accept authentication data absent manual operation of the at least one input device carried out within the safe,

wherein the cash dispenser is operatively configured to authenticate at least one communication received from the at least one computer responsive at least in part to the authentication data received from the at least one computer by the cash dispenser and accepted by the cash dispenser responsive at least in part to the input received through manual operation of the at least one input device carried out within the safe, wherein the cash dispenser is operatively configured to dispense cash responsive at least in part to the at least one authenticated communication received from the at least one computer.

3. The machine according to claim 2, wherein the cash dispenser includes at least one data store, wherein the cash dispenser is operatively configured to store the accepted authentication data in the at least one data store of the cash dispenser.

4. The machine according to claim 3, wherein the at least one computer includes at least one hardware device, wherein the at least one hardware device includes data stored therein, wherein the at least one computer is operatively configured to generate the authentication data responsive to the data stored in the at least one hardware device.

5. The machine according to claim 4, wherein the at least one hardware device includes a hard drive.

6. The machine according to claim 4, wherein the at least one hardware device includes a processor.

7. The machine according to claim 4, wherein the data stored in the at least one hardware device includes a serial number associated with the at least one hardware device, wherein the at least one computer is operatively configured to generate the authentication data responsive to at least a portion of the serial number.

8. The machine according to claim 2, wherein the cash dispenser is operatively configured to use the authentication data to determine that the at least one communication includes data which is authorized to cause the cash dispenser to dispense cash.

9. A method comprising:

a) receiving with an input device located within a safe of an automated banking machine, at least one input responsive to manual operation of the input device carried out within the safe, wherein the automated banking machine includes at least one computer and a cash dispenser, wherein at least a portion of the cash dispenser is located within the safe, wherein the at least one computer is located in the machine outside the safe, wherein the safe includes a door movable between a closed position and an open position with respect to an opening into the safe;

b) through operation of the cash dispenser responsive to the at least one input received in (a), accepting data received from the least one computer by the cash dispenser for use with authenticating communications received by the cash dispenser from the at least one computer;

c) while the door is in the closed position, through operation of the cash dispenser authenticating at least one communication received from the at least one computer using the data accepted in (b); and

d) dispensing cash from the automated banking through operation of the cash dispenser responsive to the at least one communication authenticated in (c).

10. The method according to claim 9, wherein the cash dispenser includes at least one data store, further comprising:

e) subsequent to (b), storing the data accepted in (b) in the at least one data store of the cash dispenser.

11. The method according to claim 10, wherein the at least one computer includes at least one hardware device, wherein the at least one hardware device includes stored therein data capable of being sent to the cash dispenser by the at least one computer and capable of being accepted by the cash dispenser for use with authenticating communications received by the cash dispenser from the at least one computer, further comprising:

f) prior to (b) sending from the at least one computer to the cash dispenser, data from the at least one hardware device which is accepted in (b).

12. The method according to claim 11, wherein in (f) the at least one hardware device includes a hard drive.

13. The method according to claim 11, wherein in (f) the at least one hardware device includes a processor.

14. The method according to claim 11, wherein the data from the at least one hardware device in (f) includes at least a portion of a serial number associated with the at least one hardware device.

15. The method according to claim 9, wherein in (c) authenticating at least one communication includes cryptographically determining using the data accepted in (b) that the at least one communication includes data which is authorized to cause the cash dispenser to carry out at least one function.

16. The method according to claim 9, further comprising:

e) prior to (a), unlocking and opening the door to the safe;

f) subsequent to (e) and prior to (a), manually operating the at least one input device in the safe; and

g) subsequent to (f) and prior to (c), closing the door to the safe.

17. A card activated cash dispensing automated banking machine comprising:

at least one computer,

a card reader in operative connection with the at least one computer,

a cash dispenser in operative connection with the at least one computer, wherein the cash dispenser is operatively connected to at least one manual input device, wherein the at least one manual input device is operative to receive at least one manual input through manual operation of the at least one manual input device,

a safe, wherein the safe includes an opening to an interior area of the safe and a door movable between a closed position and an open position with respect to the opening, wherein at least a portion of the cash dispenser is located within the interior area of the safe,

wherein the at least one manual input device is located within the interior area of the safe, wherein in the open position of the door manual operation of the at least one manual input device is enabled and in the closed position of the door manual operation of the at least one manual input device is prevented by a user positioned outside the safe,

wherein the at least one computer is located in the machine outside the interior area of the safe, wherein the cash dispenser is operatively configured to accept authentication data from the at least one computer responsive at least in part to at least one manual input received through the at least one manual input device, and wherein the cash dispenser is operatively configured to not accept authentication data absent receipt of the at least one manual input through the at least one manual input device,

wherein subsequent to authentication data acceptance and with the door in the closed position, the cash dispenser is operatively configured to authenticate at least one communication received from the at least one computer responsive at least in part to the authentication data received from the at least one computer and accepted by the cash dispenser responsive at least in part to the at least on manual input received through the at least one manual input device, and wherein the cash dispenser is operatively configured to dispense cash responsive at least in part to the at least one authenticated communication received from the at least one computer.