Method and system for manual authorization
First Claim
Patent Images
1. A method, comprising:
- identifying a first authorization request associated with a payment account, where said first authorization request was declined for a first purchase transaction for failing to comply with at least one of an account-level and a corporate-level use restriction associated with said payment account;
creating, in response to said declined first authorization request, a manual authorization record for said payment account and said first purchase transaction based on information associated with or resulting from said first authorization request; and
,temporarily overriding said at least one of an account-level and a corporate-level use restriction and allowing approval of a second authorization request involving said payment account and a second purchase transaction that complies with terms of said manual authorization record, including matching at least a portion of information from said first authorization request.
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Accused Products
Abstract
Embodiments provide systems, apparatus, methods, computer program code, and means for performing manual authorizations.
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Citations
17 Claims
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1. A method, comprising:
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identifying a first authorization request associated with a payment account, where said first authorization request was declined for a first purchase transaction for failing to comply with at least one of an account-level and a corporate-level use restriction associated with said payment account; creating, in response to said declined first authorization request, a manual authorization record for said payment account and said first purchase transaction based on information associated with or resulting from said first authorization request; and
,temporarily overriding said at least one of an account-level and a corporate-level use restriction and allowing approval of a second authorization request involving said payment account and a second purchase transaction that complies with terms of said manual authorization record, including matching at least a portion of information from said first authorization request. - View Dependent Claims (2, 3, 4, 5, 6)
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7. An apparatus, comprising:
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a network interface communicating with a memory; the memory communicating with a processor; and the processor, when executing a computer program, is configured to; identify a first authorization request associated with a payment account, where said first authorization request was declined for a first purchase transaction for failing to comply with at least one of an account-level and a corporate-level use restriction associated with said payment account; create, in response to said declined first authorization request, a manual authorization record for said payment account and said first purchase transaction based on information associated with or resulting from said first authorization request; and
,temporarily override said at least one of an account-level and a corporate-level use restriction and allowing approval of a second authorization request involving said payment account and a second purchase transaction that complies with terms of said manual authorization record, including matching at least a portion of information from said first authorization request. - View Dependent Claims (8, 9, 10, 11)
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12. A tangible computer-readable medium having computer-executable instructions stored thereon that, if executed by a computer, cause the computer to perform a method comprising:
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identifying a first authorization request associated with a payment account, where said first authorization request was declined for a first purchase transaction for failing to comply with at least one of an account-level and a corporate-level use restriction associated with said payment account; creating, in response to said declined first authorization request, a manual authorization record for said payment account and said first purchase transaction based on information associated with or resulting from said first authorization request; and
,temporarily overriding said at least one of an account-level and a corporate-level use restriction and allowing approval of a second authorization request involving said payment account and a second purchase transaction that complies with terms of said manual authorization record, including matching at least a portion of information from said first authorization request. - View Dependent Claims (13, 14, 15, 16, 17)
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Specification