Secure near field transaction

• US 7,748,618 B2
• Filed: 08/21/2006
• Issued: 07/06/2010
• Est. Priority Date: 08/21/2006
• Status: Active Grant

• Current Assignee: Verizon Patent and Licensing Incorporated (Verizon Communications Inc.)
• Original Assignee: Verizon Patent and Licensing Incorporated (Verizon Communications Inc.)
• Inventors: Vawter, Jamison
• Primary Examiner(s): Le; Thien M.
• Assistant Examiner(s): VO, TUYEN KIM
• Application Number:
  US11/465,935
• Publication Number:
  US 20080041937A1
• Time in Patent Office: 1,415 Days
• Field of Search: 235/375, 235/380, 235/383, 235/451, 235/492, 235/487, 705 64- 67, 705/72
• US Class Current: 235/380
• CPC Class Codes: G06Q 20/02 involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/327 Short range or proximity payments by means of M-devices
• CPC Class Codes: G06Q 20/367 involving electronic purses or money safes
• CPC Class Codes: G06Q 20/3672 initialising or reloading thereof
• CPC Class Codes: G06Q 20/3674 involving authentication
• CPC Class Codes: G06Q 20/382 insuring higher security of transaction
• CPC Class Codes: G06Q 20/4012 Verifying personal identification numbers [PIN]

Abstract

A managed service for a near field transaction that may include a server to register a wireless device with the managed service, provide authentication information to the wireless device for use in establishing an identity of the wireless device. The server may provide authorization information to a register on behalf of the wireless device to establish the identity to the register, where the identity, when valid, allows the wireless device to participate in the near field transaction via a secure near field communication session with the register, receive transaction information from the register or the wireless device, and store the transaction information with a transaction identifier, where the transaction identifier is used to recall the transaction information on behalf of the register or the wireless device.

Claims

1. A server comprising:

a memory to store instructions; and

a processor to execute the instructions to;

register a wireless device with a managed service,

provide authentication information to the wireless device for use in establishing an identity of the wireless device,

provide authorization information to a register on behalf of the wireless device to establish the identity to the register, where the identity, when valid, allows the wireless device to participate in a near field transactions via a secure near field communication session, with the register,

receive transaction information, associated with the near field transaction, from the register or the wireless device, the transaction information identifying a purchase activity, including one or more purchased items, between the register and the wireless device, the transaction information comprising identification information for at least one of the one or more purchased items, a quantity of the at least one of the one or more purchased items, a price for at least one of the one or more purchased items, and identification information for a store associated with the register, and

store the transaction information with transaction identification information, where the transaction identification information is used to recall the transaction information on behalf of the register or the wireless device.

2. The server of claim 1, where the processor is further to:

send at least one of a token, a password, personal identification number, a name, an address, a telephone number, a seed, a secure ID value, or code to the wireless device for use with the authentication information.

3. The server of claim 1, where the processor is further to provide a service to an enterprise that operates the register and a plurality of other registers.

4. The server of claim 1, where the server is operated by a communication provider.

5. The server of claim 1, where, when storing the transaction information, the processor is to execute the instructions to:

store the transaction information in a data structure comprising a first field to store information identifying a store from which an item was purchased, a second field to store information identifying a purchased item, a third field to store quantity information of a purchased item, a fourth field to store pricing information of a purchased item, a fifth field to store transaction identification information of a transaction associated with a purchase activity including one or more purchased items, and a sixth field to store a description of a purchased item.

6. A transaction device, comprising:

an interface to;

receive identity information from a handheld device via a near field communication link,

send transaction information to the handheld device during a secure near field communication session, carried via the near field communication link, when the identity information is validated,

receive payment for transaction items, from the handheld device, during the near field communication session, and

send completed transaction information to a server for storage on the server; and

a processing module to;

process the identity information, where the identity information identifies the handheld device,

process an authorization related to the handheld device to validate the identity information,

process the transaction items on behalf of the handheld device,

generate the transaction information,

process the payment, and

produce the completed transaction information, the completed transaction information comprising an electronic receipt, identifying the transaction items, and including identification information for one or more of the transaction items, quantity information for each of the one or more transaction items, and pricing information for each of the one or more transaction items.

7. The transaction device of claim 6, where the processing module is to:

process at least one of a token, a personal identification number, a watermark, a name, an address, a phone number, a serial number, a secure ID value, a secure identification value (SIV), or code received from the handheld device as part of the identity information.

8. The transaction device of claim 6, where the interface is to:

initiate an exchange of information with the handheld device by sending a radio frequency identification (RFID) query to the handheld device over the near field communication link.

9. The transaction device of claim 6, where the interface is to:

send at least one of authentication information, authorization information, transaction information, completed transaction information, or other information to an enterprise.

10. The transaction device of claim 6, where the interface comprises:

a RFID reader to receive identity information from the handheld device.

11. The transaction device of claim 10, where the RFID reader is to:

activate radio frequency identification logic in the handheld device to cause the handheld device to transmit the identity information.

12. The transaction device of claim 6, where the interface is to:

detect a presence of the handheld device.

13. The transaction device of claim 6, where the interface is to:

receive a personal identification number from the handheld device, where the personal identification number augments the identity information to establish the identity of the handheld device.

14. The transaction device of claim 6, where the interface is to:

receive retrieved completed transaction information from the server, where the retrieved completed transaction information is related to the handheld device and the transaction information.

15. The transaction device of claim 6, where the interface is to:

send the completed transaction information to the server, where the completed transaction information is to be recalled by the transaction device when an item related to the completed transaction information is returned or exchanged on behalf of the handheld device.

16. The transaction device of claim 6, where the authorization or the completed transaction information is provided to the server via a managed service.

17. The transaction device of claim 6, where the transaction device is one of a plurality of registers operating in an enterprise.

18. A portable device, comprising:

first logic to;

provide a presence indication to a register, where the presence indication identifies that the portable device is proximate to a portion of the register,

receive a query on behalf of the register requesting identifying information,

provide the identifying information in response to receiving the query,

receive transaction information from the register, via a near field link, when the identifying information is valid, where the transaction information identifies transaction items related to the portable device, the transaction information comprising identification information for at least one of the transaction items, quantity information for the at least one of the transaction items, pricing information for the at least one of the transaction items, and store location information for a store associated with the register, and

send payment information to the register via the near field link;

second logic to;

send the transaction information or payment information to a server, where the server stores the transaction information or the payment information on behalf of the portable device; and

third logic to;

store the transaction information, the payment information, or the identifying information.

19. The portable device of claim 18, where the first logic is to:

provide the identifying information via a secure near field communication link.

20. The portable device of claim 18, where the second logic is to:

receive at least one of a token, a personal identification number, a watermark, a name, an address, a phone number, a serial number, a secure ID value, a secure identification value (SIV), or code from the server for use as the identifying information.

21. The portable device of claim 18, where the third logic is to:

display the transaction information on a display to mirror transaction information on a register display.

22. The portable device of claim 18, where the third logic is to:

process retrieved transaction information received from the server, and

display the retrieved transaction on a display.

23. The portable device of claim 18, where the first logic is to:

receive information from a wireless device during a peer-to-peer transaction.

24. The portable device of claim 18, where the second logic is to:

send at least one of the transaction information, the payment information, or other information to the server, where the server stores at least one of the transaction information, the payment information, or the other information on behalf of the portable device.

25. The portable device of claim 24, where the second logic is further to:

send the transaction information, the payment information, or the other information to the server via a far field communication link.

26. A transaction device, comprising:

first logic to;

sense a terminal,

send a radio frequency identification (RFID) query to the terminal based on the sensing,

receive identification information from the terminal in response to the query,

send transaction information to the terminal during a purchase transaction, where the terminal displays the transaction information during the purchase transaction, and

receive payment information from the terminal in response to a payment request related to the purchase transaction;

second logic to;

send an authorization request to a sewer, where the authorization request includes a portion of the identification information,

receive an authorization from the server indicating that the identity is valid when the identification information matches stored identification information,

send the transaction information and the payment information to a destination device, and

receive stored transaction information or payment information from the destination device; and

third logic to;

process transaction items related to the terminal during the purchase transaction,

generate the transaction information, the transaction information comprising identification information for at least one of the processed transaction items, a quantity for the at least one of the processed transaction items, a price for the at least one of the processed transaction items, and identification information for a store associated with the transaction device,

display the transaction information on a display device, and

process the stored transaction information or the payment information during a return transaction.