Computerized method and system of displaying an accident type

• US 7,752,061 B2
• Filed: 10/02/2001
• Issued: 07/06/2010
• Est. Priority Date: 10/02/2000
• Status: Active Grant

• Current Assignee: Computer Sciences Corporation (DXC Technology Company)
• Original Assignee: Computer Sciences Corporation (DXC Technology Company)
• Inventors: Wahlbin, Stefan, Johnston, Tim
• Primary Examiner(s): Frenel; Vanel
• Application Number:
  US09/969,021
• Publication Number:
  US 20020059084A1
• Time in Patent Office: 3,199 Days
• Field of Search: 705/4, 705/1, 701/301
• US Class Current: 705/4
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 30/0283 Price estimation or determination
• CPC Class Codes: G06Q 40/08 Insurance
• CPC Class Codes: G16H 40/67 for remote operation

Abstract

Methods and systems are provided for adjusting liability estimates associated with past or theoretical accidents. Embodiments may be used in association with methods and systems for estimating liability in a vehicle accident. In an embodiment, liability estimates may be associated with past or theoretical accidents. The liability estimates associated with the past or theoretical accidents may be used in methods and systems for estimating liability in a vehicle accident. The liability estimates associated with the past or theoretical accidents may be tested to determine if they yield a desired or expected liability estimate for a real accident. If the liability estimates associated with the past or theoretical accidents do not yield the desired or expected liability estimate for the real accident they may be adjusted.

Claims

1. A method for determining liability of a party to a real vehicle accident, comprising:

providing a computer system configured to access a memory, wherein the memory comprises sets of characteristics of two or more past or theoretical vehicle accidents, wherein the characteristics describe the past or theoretical vehicle accidents, wherein at least one characteristic in the sets of characteristics is a vehicle accident type describing a relationship between two or more vehicles'"'"' paths on a roadway at the time of the vehicle accident, and wherein the memory further comprises an estimated proportion of responsibility of a party associated with each of the two or more past or theoretical vehicle accidents;

the computer system displaying, in a graphical user interface of the computer system, one or more vehicle accident types as one or more graphical images depicting a relationship between two or more vehicles'"'"' paths on a roadway at the time of the vehicle accident, wherein the one or more vehicle accident types displayed comprise vehicle accident types of the two or more past or theoretical vehicle accidents;

the computer system receiving a selected vehicle accident type that corresponds to one or more vehicle accident types selected by a user from the displayed graphical images, wherein the vehicle accident type describes a relationship between two or more vehicles'"'"' paths on a roadway at the time of the vehicle accident, wherein the user selects the vehicle accident type based on the one or more graphical images that correspond to a vehicle accident type of the real vehicle accident;

the computer system determining, from among the two or more past or theoretical vehicle accidents whose characteristics are in the memory, at least one past or theoretical accident having a vehicle accident type that at least partially matches the selected vehicle accident type corresponding to the real vehicle accident and whose characteristics most nearly match the characteristics of the real vehicle accident, wherein the vehicle accident type describes a relationship between two or more vehicles'"'"' paths on a roadway at the time of the vehicle accident; and

the computer system determining an estimate of a proportion of responsibility that can be attributed to at least one party involved in the real vehicle accident, wherein the estimate of the proportion of responsibility for the real vehicle accident is based, at least in part, on the estimated proportion of responsibility of a party associated with the at least one past or theoretical vehicle accident having the at least partially matching vehicle type describing the relationship between two or more vehicles'"'"' paths on a roadway at the time of the vehicle accident, and whose characteristics most nearly match the characteristics of the real vehicle accident.

2. The method of claim 1, wherein the vehicle accident type is selected from the group consisting of a rear ender, a left turn crossing traffic, a left turn across traffic, a left turn entering traffic, a right turn entering traffic, dual turns to same lane, concurrent left turns, a parked vehicle merging into traffic from right, a parked vehicle merging into traffic from left, a merge from left, a merge from right, concurrent merges to a single lane, a collision with a parked vehicle, a collision while backing, a head on, and a straight cross traffic collision.

3. The method of claim 1, wherein the real vehicle accident comprises a two-vehicle accident.

4. The method of claim 1, wherein the sets of characteristics further comprise an impact point for a vehicle in the past or theoretical vehicle accidents.

5. The method of claim 1, wherein the computer system is further configured to access a different memory containing information useful for determining a right of way of a vehicle in the real vehicle accident, and wherein the computer system is further configured to determine the right of way of the vehicle.

18. The method of claim 1, wherein the sets of characteristics further comprise a right of way for a vehicle in the past or theoretical vehicle accidents.

6. A system for estimating liability of a party to a real vehicle accident, comprising:

a CPU;

a data memory coupled to the CPU; and

a system memory coupled to the CPU, wherein the system memory is configured to store one or more computer programs executable by the CPU, and wherein the computer programs are executable to implement a method for estimating liability, the method comprising;

accessing the data memory, wherein the data memory comprises sets of characteristics regarding two or more past or theoretical vehicle accidents, wherein the characteristics describe the past or theoretical vehicle accidents, wherein at least one characteristic in the sets of characteristics is a vehicle accident type describing a relationship between two or more vehicles'"'"' paths on a roadway at the time of the vehicle accident, and wherein the memory further comprises an estimated proportion of responsibility of a party associated with each of the two or more past or theoretical vehicle accidents;

displaying, in a graphical user interface of the computer system, one or more vehicle accident types as one or more graphical images depicting a relationship between two or more vehicles'"'"' paths on a roadway at the time of the vehicle accident, wherein the one or more vehicle accident types displayed comprise vehicle accident types of the two or more past or theoretical vehicle accidents;

receiving a selected vehicle accident type that corresponds to one or more vehicle accident types selected by a user from the displayed graphical images, wherein the vehicle accident type describes a relationship between two or more vehicles'"'"' paths on a roadway at the time of the vehicle accident, wherein the user selects the vehicle accident type based on the one or more graphical images that correspond to a vehicle accident type of the real vehicle accident;

determining, from among the two or more past or theoretical vehicle accidents whose characteristics are in the memory, at least one past or theoretical accident having a vehicle accident type that at least partially matches the selected vehicle accident type corresponding to the real vehicle accident and whose characteristics most nearly match the characteristics of the real vehicle accident, wherein the vehicle accident type describes a relationship between two or more vehicles'"'"' paths on a roadway at the time of the vehicle accident; and

determining an estimate of a proportion of responsibility that can be attributed to at least one party involved in the real vehicle accident, wherein the estimate of the proportion of responsibility for the real vehicle accident is based, at least in part, on the estimated proportion of responsibility of a party associated with the at least one past or theoretical vehicle accident having the at least partially matching vehicle type describing the relationship between two or more vehicles'"'"' paths on a roadway at the time of the vehicle accident, and whose characteristics most nearly match the characteristics of the real vehicle accident.

7. The system of claim 6, wherein the vehicle accident type is selected from the group consisting of a rear ender, a left turn crossing traffic, a left turn across traffic, a left turn entering traffic, a right turn entering traffic, dual turns to same lane, concurrent left turns, a parked vehicle merging into traffic from right, a parked vehicle merging into traffic from left, a merge from left, a merge from right, concurrent merges to a single lane, a collision with a parked vehicle, a collision while backing, a head on, and a straight cross traffic collision.

8. The system of claim 6, wherein the real vehicle accident comprises a two-vehicle accident.

9. The system of claim 6, wherein the sets of characteristics further comprise a right of way for a vehicle in the past or theoretical vehicle accidents.

10. The system of claim 6, wherein the sets of characteristics further comprise an impact point for a vehicle in the real vehicle accident.

11. The system of claim 6, wherein the computer system is further configured to access a different memory containing information useful for determining a right of way of a vehicle in the real vehicle accident, and wherein the computer system is further configured to determine the right of way of the vehicle.

12. A computer readable storage medium comprising program instructions stored thereon, wherein the program instructions are computer-executable to implement a method of estimating a liability of a party to a real vehicle accident, comprising:

providing a computer system configured to access a memory, wherein the memory comprises sets of characteristics of two or more past or theoretical vehicle accidents, wherein the characteristics describe the past or theoretical vehicle accidents, wherein at least one characteristic in the sets of characteristics is a vehicle accident type describing a relationship between two or more vehicles'"'"' paths on a roadway at the time of the vehicle accident, and wherein the memory further comprises an estimated proportion of responsibility of a party associated with each of the two or more past or theoretical vehicle accidents;

displaying, in a graphical user interface of the computer system, one or more vehicle accident types as one or more graphical images depicting a relationship between two or more vehicles'"'"' paths on a roadway at the time of the vehicle accident, wherein the one or more vehicle accident types displayed comprise vehicle accident types of the two or more past or theoretical vehicle accidents;

receiving a selected vehicle accident type that corresponds to one or more vehicle accident types selected by a user from the displayed graphical images, wherein the vehicle accident type describes a relationship between two or more vehicles'"'"' paths on a roadway at the time of the vehicle accident, wherein the user selects the vehicle accident type based on the one or more graphical images that correspond to a vehicle accident type of the real vehicle accident;

determining, from among the two or more past or theoretical vehicle accidents whose characteristics are in the memory, at least one past or theoretical accident having a vehicle accident type that at least partially matches the selected vehicle accident type corresponding to the real vehicle accident and whose characteristics most nearly match the characteristics of the real vehicle accident, wherein the vehicle accident type describes a relationship between two or more vehicles'"'"' paths on a roadway at the time of the vehicle accident; and

determining an estimate of a proportion of responsibility that can be attributed to at least one party involved in the real vehicle accident, wherein the estimate of the proportion of responsibility for the real vehicle accident is based, at least in part, on the estimated proportion of responsibility of a party associated with the at least one past or theoretical vehicle accident having the at least partially matching vehicle type describing the relationship between two or more vehicles'"'"' paths on a roadway at the time of the vehicle accident, and whose characteristics most nearly match the characteristics of the real vehicle accident.

13. The computer readable storage medium of claim 12, wherein the vehicle accident type is selected from the group consisting of a rear ender, a left turn crossing traffic, a left turn across traffic, a left turn entering traffic, a right turn entering traffic, dual turns to same lane, concurrent left turns, a parked vehicle merging into traffic from right, a parked vehicle merging into traffic from left, a merge from left, a merge from right, concurrent merges to a single lane, a collision with a parked vehicle, a collision while backing, a head on, and a straight cross traffic collision.

14. The computer readable storage medium of claim 12, wherein the real accident comprises a two-vehicle accident.

15. The computer readable storage medium of claim 12, wherein the sets of characteristics further comprises a right of way for a vehicle in the past or theoretical vehicle accidents.

16. The computer readable storage medium of claim 12, wherein the sets of characteristics further comprise an impact point for a vehicle in the real vehicle accident.

17. The computer readable storage medium of claim 12, wherein the computer system is further configured to access a different memory containing information useful for determining a right of way of a vehicle in the real vehicle accident, and wherein the computer system is further configured to determine the right of way of the vehicle.