System and method for negotiable instrument cashing transaction assistance procedures
First Claim
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1. A method for assisting a negotiable instrument cashing transaction, the method comprising:
- receiving, via a negotiable instrument cashing system, information related to a negotiable instrument presented to a casher for cashing;
evaluating the negotiable instrument information using one or more system parameters, wherein said system parameters indicate the acceptability of said negotiable instrument, wherein said system parameters pertain to information other than negotiable instrument presenter information;
if the evaluation yields an inconclusive result, automatically displaying an assistance instruction to said casher in a user interface of said negotiable instrument cashing system, said user interface including a field that enables said casher to indicate a completion of said assistance instruction upon acquisition of additional information related to said negotiable instrument;
determining whether said assistance instruction has been satisfactorily completed; and
concluding the negotiable instrument cashing transaction according to said determination.
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Abstract
A system and method of assistance procedures that involve a negotiable instrument casher in the negotiable instrument validity determination process. The present invention involves the casher in the determining process by providing a walkthrough and network assistance procedures.
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Citations
20 Claims
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1. A method for assisting a negotiable instrument cashing transaction, the method comprising:
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receiving, via a negotiable instrument cashing system, information related to a negotiable instrument presented to a casher for cashing; evaluating the negotiable instrument information using one or more system parameters, wherein said system parameters indicate the acceptability of said negotiable instrument, wherein said system parameters pertain to information other than negotiable instrument presenter information; if the evaluation yields an inconclusive result, automatically displaying an assistance instruction to said casher in a user interface of said negotiable instrument cashing system, said user interface including a field that enables said casher to indicate a completion of said assistance instruction upon acquisition of additional information related to said negotiable instrument; determining whether said assistance instruction has been satisfactorily completed; and concluding the negotiable instrument cashing transaction according to said determination.
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2. A method for assisting a negotiable instrument cashing transaction, the method comprising:
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receiving, via a negotiable instrument cashing system, information related to a negotiable instrument presented to a casher for cashing; evaluating the negotiable instrument information using one or more system parameters, wherein said system parameters indicate the acceptability of said negotiable instrument, wherein said system parameters pertain to information other than negotiable instrument presenter information; if the evaluation yields an inconclusive result, automatically initiating an assistance procedure in said negotiable instrument cashing system that instructs said casher to acquire additional information related to said negotiable instrument; receiving, via said negotiable instrument cashing system, said additional information related to said negotiable instrument; determining whether said additional negotiable instrument information conflicts with one or more system parameters; and concluding the negotiable instrument cashing transaction according to said determination. - View Dependent Claims (3, 4, 5, 6)
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7. A method for providing assistance for a negotiable instrument cashing transaction from a remote location, the method comprising:
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receiving, via a negotiable instrument cashing assistance system, information related to a negotiable instrument presented to a casher for cashing; evaluating the negotiable instrument information using one or more system parameters, wherein the one or more system parameters pertain to information other than negotiable instrument presenter information; transmitting said negotiable instrument information to a network, wherein said network includes at least one authorized individual; receiving from said authorized individual instruction regarding the determination of said negotiable instrument'"'"'s validity; and conveying said instruction to said casher via said network. - View Dependent Claims (8, 9, 10, 11, 12, 13, 14, 15)
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16. A method of providing assistance for a negotiable instrument cashing transaction via a network, the method comprising:
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receiving identifying information from an individual at a system station; authorizing said individual to access a negotiable instrument cashing system network per said identifying information; determining said individual'"'"'s eligibility to provide assistance to a user of said network, said determination being based on an analysis of a negotiable instrument cashing system rating associated with said individual; displaying via said network said individual'"'"'s availability to provide assistance to said user; receiving a request from said user for said individual to provide negotiable instrument cashing transaction assistance, and enabling said individual to provide negotiable instrument cashing transaction assistance to said user via said network. - View Dependent Claims (17)
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18. A method for configuring a negotiable instrument cashing system, the method comprising:
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receiving identifying information from an individual; authorizing said individual to access one or more regional parameters per said identifying information, wherein a regional parameter enables customization of one or more conditions for negotiable instrument cashing at one or more negotiable instrument cashing stations corresponding to an identified region, wherein said one or more conditions for negotiable instrument cashing include a condition not pertaining to the identity of a presenter of a negotiable instrument; configuring one or more of said regional parameters per said individual'"'"'s input; and automatically updating one or more negotiable instrument cashing stations per said configured regional parameters. - View Dependent Claims (19, 20)
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Specification