Card with embedded bistable display having short and long term information

• US 7,761,332 B2
• Filed: 08/25/2008
• Issued: 07/20/2010
• Est. Priority Date: 09/24/2003
• Status: Active Grant

• Current Assignee: HKC Corporation Limited (Shenzhen Huike Investment Holding Co., Ltd.)
• Original Assignee: Eastman Kodak Company
• Inventors: Maiola, Domenic, Capurso, Robert G., Stephenson, Stanley W., Johnson, David M.
• Primary Examiner(s): Gart, Matthew S
• Assistant Examiner(s): HAYLES, ASHFORD S
• Application Number:
  US12/197,796
• Publication Number:
  US 20080314976A1
• Time in Patent Office: 694 Days
• Field of Search: 705/17, 705/41
• US Class Current: 705/21
• CPC Class Codes: G06K 19/06187 with magnetically detectable marking
• CPC Class Codes: G06K 19/077 Constructional details, e.g. mounting of circuits in the carrier
• CPC Class Codes: G06K 19/07703 the interface being visual
• CPC Class Codes: G06Q 10/083 Shipping
• CPC Class Codes: G06Q 20/105 involving programming of a portable memory device, e.g. IC cards, "electronic purses"
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 20/202 Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
• CPC Class Codes: G07F 7/086 by passive credit-cards adapted therefor, e.g. constructive particularities to avoid counterfeiting, e.g. by inclusion of a physical or chemical security-layer for security documents G07D7/00; for the reading of record-carriers in general G06K7/00; for the design of coded credit-cards G06K19/10

Abstract

A transaction card system includes a transaction cared with a display tag for displaying short term information, the character display having optical states that are stable without power and viewable from one side of the display tag and an array of electrical contacts for electrically addressing the character display from the other side of the tag, a contact window through which the contacts are accessible, machine readable data on the card, and long term information printed on the transaction card; a transaction card writer having a reader for reading the machine readable data and having means for updating the short term information displayed on the transaction card; and a central computer connected to the transaction card writer having a data base and a central processor for receiving the information read by the magnetic card reader and generating display commands for the transaction card writer.

Claims

1. A method of conducting a transaction, comprising:

a) providing a transaction card system having,

i) a transaction card with a display tag for displaying short term information, the character display having optical states that are stable without power and viewable from one side of the display tag, the display tag also including an array of electrical contacts for electrically addressing the character display from the other side of the tag, the array of contacts being directly connected to the character display via conductive traces, a contact window through which the contacts are accessible, means for providing machine readable data on the card, and long term information printed on the transaction card;

ii) a transaction card writer having a reader for reading the machine readable data and means for updating the short term information displayed on the transaction card; and

iii) a central computer connected to the transaction card writer having a data base and central processor for receiving the data read by the reader and generating display commands for the transaction card writer; and

b) conducting a transaction using the transaction card system, by reading the machine readable data on the transaction card in the transaction card writer to retrieve information relating to a transaction privilege and updating the short term information on the transaction card based on specifics of the transaction and the transaction privilege.

2. The method claimed in claim 1, wherein the means for providing machine readable data is a magnetic stripe on the card body, an embedded memory chip with exposed contacts on the card body, an RFID chip embedded in the card body, or a bar code printed on the card body.

3. The method claimed in claim 1, wherein the short term information displayed by the transaction card is a monetary value.

4. The method claimed in claim 1, further comprising the steps of:

c) providing a terminal connected to the central computer for indicating a receipt of value;

d) receiving value at the terminal from a holder of a transaction card; and

e) updating the privilege information and updating the short term information displayed on the transaction card based on the value received.