System and method for conducting secure transactions over a network
First Claim
1. A method for effecting a transaction between a person and a provider over a network, said method comprising:
- storing, in a database, a plurality of unique biometric traits of the person and a plurality of provider files, the plurality of provider files being respectively associated with a plurality of providers and with the plurality of unique biometric traits such that each one of the plurality of provider files is unique to at most one of the plurality of providers and to at most one of the plurality of unique biometric traits;
establishing a communication link over said network between a communication device and a selected one of said plurality of providers;
acquiring, at said communication device, at least one purchase selection provided by the person;
transmitting, from said communication device to said selected provider, the at least one purchase selection;
receiving, at said communication device from said selected provider, an order form for carrying out a transaction based on the at least one selection;
generating, using a biometric device, a unique biometric trait associated with the person;
comparing, at said biometric device, the generated unique biometric trait to the plurality of unique biometric traits stored in the database; and
in response to determining that the generated unique biometric trait substantially matches one of the stored unique biometric traits,automatically locating in the database, using the matched one of the stored unique biometric traits, the corresponding one of the plurality of provider files,retrieving, from the located one of the plurality of provider files, a credit card number and personal information associated with the person and with the corresponding one of the plurality of providers,automatically completing, at said communication device, the received order form using the retrieved credit card number and the retrieved personal information, andautomatically transmitting, to the provider from said communication device, the completed form and a verification code.
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Accused Products
Abstract
A system and method for effecting a transaction between a person and a provider of goods or services over a network are provided. The method includes establishing, from a communication device, a communication link over the network with the provider, entering into the communication device information pertinent to effecting the transaction and activating in conjunction with effecting the transaction a biometric device to generate a unique identification trait (UIT) associated with the person. The method further includes, in response this activating, automatically transmitting from the communication device over the network to the provider both the information and a signal corresponding to the UIT. This signal may be a coded or uncoded signal verifying the person'"'"'s identity. A communication device for performing this method also is provided.
158 Citations
11 Claims
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1. A method for effecting a transaction between a person and a provider over a network, said method comprising:
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storing, in a database, a plurality of unique biometric traits of the person and a plurality of provider files, the plurality of provider files being respectively associated with a plurality of providers and with the plurality of unique biometric traits such that each one of the plurality of provider files is unique to at most one of the plurality of providers and to at most one of the plurality of unique biometric traits; establishing a communication link over said network between a communication device and a selected one of said plurality of providers; acquiring, at said communication device, at least one purchase selection provided by the person; transmitting, from said communication device to said selected provider, the at least one purchase selection; receiving, at said communication device from said selected provider, an order form for carrying out a transaction based on the at least one selection; generating, using a biometric device, a unique biometric trait associated with the person; comparing, at said biometric device, the generated unique biometric trait to the plurality of unique biometric traits stored in the database; and in response to determining that the generated unique biometric trait substantially matches one of the stored unique biometric traits, automatically locating in the database, using the matched one of the stored unique biometric traits, the corresponding one of the plurality of provider files, retrieving, from the located one of the plurality of provider files, a credit card number and personal information associated with the person and with the corresponding one of the plurality of providers, automatically completing, at said communication device, the received order form using the retrieved credit card number and the retrieved personal information, and automatically transmitting, to the provider from said communication device, the completed form and a verification code. - View Dependent Claims (2, 3, 4, 5, 6)
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7. A communication device, comprising:
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a database that stores a plurality of unique biometric traits of the person and a plurality of provider files, the plurality of provider files being respectively associated with a plurality of providers and with the plurality of unique biometric traits such that each one of the plurality of provider files is unique to at most one of the plurality of providers and to at most one of the plurality of unique biometric traits; a network connection device that establishes a communication link over a network with a selected one of the plurality of providers; an input device that acquires at least one purchase selection provided by the person; said network connection device transmits the at least one purchase selection to said selected provider, and receives from said selected provider an order form for carrying out a transaction based on the at least one purchase selection; a biometric device that generates a unique biometric trait associated with the person and compares the generated unique biometric trait to the plurality of unique biometric traits stored in the database; and a processor that, in response to determining that the generated unique biometric trait substantially matches one of the stored unique biometric traits, automatically locates the corresponding one of the plurality of provider files in the database, retrieves from the located one of the plurality of provider files a credit card number and personal information associated with the person and with the corresponding one of the plurality of providers, automatically completes the received order form using the retrieved credit card number and the retrieved personal information, and automatically causes said network connection device to transmit to the provider the completed form and a verification signal. - View Dependent Claims (8, 9, 10, 11)
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Specification